13167 Joyce Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 13167 Joyce Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2008
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2020)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`42-23-11-251-005`

Property Details

APN / Parcel Number

Primary APN	`42-23-11-251-005`
Alternative APNs	`0105922-001100-9` `10004726828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,492 sqft

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Masonry/Stucco
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Attached
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004726828
Old Parcel Number	01059220011009
Street Address	13167 JOYCE DR
City	PUNTA GORDA
State	FL
Zip	33955-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TGA 010 0207 0011 TROPICAL GULF ACRES UN10 BLK207 LT 11 473/443 2681/1101 2980/1560 DC-UNRECD-
Legal Range	23E
Legal Township	42S
Legal Section	11
Legal Subdivision	TROPICAL GULF ACRES
Legal Block	207
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3180
Census Tract	10505

Owner

13167 Joyce Dr is owned and occupied by an individual who bought it in August 2020.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	13167 JOYCE DR, PUNTA GORDA, FL 33955-2325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Dec 3, 2008
Deed Document Number	2843864
Deed Book / Page	4620 / 473
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 24, 2020
Property Address	13167 JOYCE DR, PUNTA GORDA, FL 33955-2325
Document Number	0046200473
Book / Page	4620 / 473
Map Reference	MB 4 PG 76A-76N
Instrument Date	Aug 12, 2020
Instrument	2843864
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	BURNT STORE T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7481 SW ENVIRONMENTAL LAB ST, 7481, ARCADIA, FL 34266-6627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13167 JOYCE DR, PUNTA GORDA, FL 33955-2325

Mortgage

Document Number	0004620475
Date	Aug 24, 2020
Instrument	4620/475

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	13167 JOYCE DR, PUNTA GORDA, FL 33955-2325
Document Number	0045661269
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13167 JOYCE DR PUNTA GORDA FL 339552325, PUNTA GORDA, FL 33955-2325

Mortgage

Document Number	0045661269
Date	Apr 21, 2020
Book Page	004566/001269
Instrument	2805752

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	13167 JOYCE DR, PUNTA GORDA, FL 33955-2325
Document Number	0042470064
Book / Page	004247 / 000064
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13167 JOYCE DR PUNTA GORDA FL 339552325, PUNTA GORDA, FL 33955-2325

Mortgage

Document Number	0042470064
Date	Oct 19, 2017
Book Page	004247/000064
Instrument	2559406

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 18, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13167 Joyce Dr was $3,153.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00	$209,017	$182,918 Land $12,000 Building $170,918
2023	$2,177.00 (+4.51%) Homeowner's exemption	$137,028 (+3%)	$176,189 (-8.3%) Land $10,000 Building $166,189
2022	$2,083.00 Homeowner's exemption	$133,037	$192,143 Land $7,225 Building $184,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13167 Joyce Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13167 Joyce Dr is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
CenturyLink Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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