Charlevoix County property record for 13166 Bay St, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Apr 2002) |
| Tax Bill | $2,726 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-554-004-00 |
| Primary APN | 004-554-004-00 |
|---|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13166 BAY ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF MT MC SAUBA LOTS 4 & 5 BLK 4 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 14 |
| Legal Subdivision | MT. MCSAUBA |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 400 |
Source: Charlevoix County records · APN 004-554-004-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11123 BOYCE RD, CHELSEA, MI 48118-9411 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2002 · Amount on Record |
| Deed Sale | Apr 30, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,200 (+2.4%) | $298,400 (+2.4%) | |
| 2025 | $2,726.00 (+1.49%) Homeowner's exemption | $145,700 (+31.38%) | $291,400 (+31.38%) |
| 2024 | $2,686.00 (+7.78%) | ||
| 2023 | $110,900 | $221,800 | |
| 2022 | $2,492.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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