13162 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13162 Independence Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,300 sqft · built 1989
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual on Record
Last Sale	$279,900 (Aug 2019)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-013606`

Property Details

APN / Parcel Number

Primary APN	`23-013606`
Alternative APN	`013606`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Total Area
Basement Area	1,012 sqft
Finished Basement	1,012 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	013606
Street Address	13162 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 7 1.09 ACRES 13162 INDEPENDENCE RD
Legal Subdivision	MCMULLAN-GRAVES FARM
Legal Block	1
Legal Lot Number	7
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	13162 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 7, 2019	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 22, 2018	Grant Deed, Transfer · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Book / Page	6036 / 307
Transfer Doc	0025980500
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13162 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1525
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065940134
Date	Apr 21, 2021
Book Page	6594/134

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 7, 2019
Property Address	13162 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1525
Document Number	0060360307
Book / Page	6036 / 0307
Map Reference	FO 2179
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13162 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1525

Mortgage

Document Number	0006036313
Date	Aug 7, 2019
Instrument	6036/313

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 22, 2018
Property Address	13162 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1525
Document Number	0058560447
Book / Page	005856 / 000447
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13152 INDEPENDENCE RD CLEAR SPRING MD 217221525, CLEAR SPRING, MD 21722-1525

Mortgage

Document Number	58560452
Date	Oct 22, 2018
Book Page	005856/000452

Lender

Name	UNITED BK
Type	Bank
Address	HAGERSTOWN, MD 21742

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,700 (+9.22%) Land $65,900 Building $290,800	$356,700 (-) Land $65,900 Building $290,800
2025	$3,441.00 (+9.97%)	$326,600 (+22.6%)	$356,700 (+33.9%) Land $65,900 Building $290,800
2024	$3,129.00 (+12.96%)
2023	$2,770.00	$266,400 Land $55,900 Building $210,500	$266,400 Land $55,900 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures