1316 Twp Rd 28, Bluffton, OH 45817 Property Records

Hancock County property record for 1316 Twp Rd 28, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,597 sqft · built 2019
Lot Size	9.89 acres (431,157 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,843 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2019 Line of Credit + 3 more
Flood Zone	Zone A (high risk)
APN	`2909-170-00-010.000`

Property Details

APN / Parcel Number

Primary APN	`2909-170-00-010.000`
Alternative APN	`390001015966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
1st Floor Area	2,597 sqft
Basement Area	2,597 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	431,157 sqft (9.89 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	826 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1316 TOWNSHIP ROAD 28
City	BLUFFTON
State	OH
Zip	45817-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2S R09 S17 PT W1/2 SE1/4 SW1/4
Legal Range	09E
Legal Township	02S
Legal Section	17
Jurisdiction	HANCOCK OH
Township / Civil Division	ORANGE
Census Block Group	4
Census Block	4054
Census Tract	1300

Owner

1316 Twp Rd 28 is owned and occupied by two individuals who acquired it in January 2012.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1319 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Nov 9, 2018	Warranty Deed, Transfer
Nov 8, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2012
Transfer Doc	002415/842
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1316 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8619
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02561/1768
Date	Sep 13, 2019
Book Page	2561/1768
Instrument	201900007858

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1316 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8619
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02553/0563
Date	Mar 6, 2019
Book Page	2553/0563
Instrument	201900001562

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 21, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1316 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8619
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02581/2613
Date	Apr 29, 2021
Book Page	2581/2613
Instrument	202100004975

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 9, 2018
Property Address	1316 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8619
Document Number	02548/0526
Book / Page	2548 / 0526
Instrument Date	Nov 7, 2018
Instrument	201800009413
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 TOWNSHIP RD, BLUFFTON, OH 45817-9649

November 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 8, 2018
Property Address	1316 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8619
Document Number	02548/0264
Book / Page	2548 / 0264
Instrument Date	Jul 18, 2016
Instrument	201800009347
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Twp Rd 28 was $5,843 with a homeowner's exemption, up 21.5% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Orange Township
Unified School District	Cory-Rawson Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,843.00 (+21.48%) Homeowner's exemption	$201,000 (+29.25%) Land $28,660 Building $172,340	$574,270 Land $81,880 Building $492,390
2024	$4,810.00 (+0.38%)	$155,510 (-) Land $22,930 Building $132,580
2023	$4,792.00 Homeowner's exemption	$155,510 Land $22,930 Building $132,580
2022			$444,320 Land $65,510 Building $378,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Twp Rd 28 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Twp Rd 28 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber	5,000 / 5,000
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Spectrum, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Twp Rd 28

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures