Lewis And Clark County property record for 1316 Stuart St, Helena, MT 59601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,440 sqft · built 1960 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,800 (Sep 2019) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R051804 |
| Primary APN | R051804 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Type | Mixed |
| Garage Area | 656 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 388 sqft |
| Deck Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000001066 |
|---|---|
| Street Address | 1316 STUART ST |
| City | HELENA |
| State | MT |
| Zip | 59601-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANNON ADDN, S25, T10 N, R04 W, BLOCK 110, LOT 25 - 26, E20' LT 27 |
| Legal Range | 04W |
| Legal Township | 10N |
| Legal Section | 25 |
| Legal Subdivision | CANNON ADDN |
| Legal Block | 110 |
| Legal Lot Number | 25-27 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 702 |
Source: Lewis And Clark County records · APN R051804
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2047 N LAST CHANCE GULCH, HELENA, MT 59601-0744 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 03, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2015 · Amount on Record |
| Deed Document Number | 20193342296 |
| Deed Book / Page | 55 / 9593 |
| Prior Transfer Date | Aug 26, 2019 |
| Prior Transfer Doc | M55/9593 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 1316 STUART ST, HELENA, MT 59601-2328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1316 STUART ST, HELENA, MT 59601-2328 |
| Document Number | 00M64/7227 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | M64/7227 |
| Instrument | 3442523 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80238 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 1316 STUART ST, HELENA, MT 59601-2328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M59/5447 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M59/5447 |
| Instrument | 3381863 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Sep 03, 2019 |
| Property Address | 1316 STUART ST, HELENA, MT 59601-2328 |
| Document Number | M55/9593 |
| Book / Page | M55 / 9593 |
| Map Reference | MB 229 PG 258 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 3342296 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1316 STUART ST, HELENA, MT 59601-2328 |
| Document Number | 3342297 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 3342297 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Municipality | Helena City |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (-39.97%) | $483,100 (+14.81%) | $483,100 (+14.81%) Land $130,000 Building $353,100 |
| 2023 | $4,586.00 | $420,800 | $420,800 Land $93,000 Building $327,800 |
Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Montana Internet, TDS Telecom.
Based on FCC filings for 435 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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