1316 S 10th St, Temple, TX 76504 Property Records

Bell County property record for 1316 S 10th St, Temple, TX 76504

Property Summary

Property Type	Duplex
Details	1,860 sqft · built 2022
Lot Size	0.12 acres (5,249 sqft)
Owner	Individual Name on Record
Tax Bill	$5,499 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0092370000`

Property Details

APN / Parcel Number

Primary APN	`0092370000`
Alternative APNs	`72499` `49901`

Interior

Stories	1 Story
Building Area	1,860 sqft Gross Area

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	5,249 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49901
Street Address	1316 S 10TH ST
City	TEMPLE
State	TX
Zip	76504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LI
Legal Description	PARK HEIGHTS, BLOCK 001, LOT 0008
Legal Subdivision	PARK HEIGHTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2003
Census Tract	20900

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1316 S 10TH ST, TEMPLE, TX 76504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CHANGE LENDING LLC
	Deed of Trust, Mortgage CARLISLE TITLE OF TEXAS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023
Deed Sale	Mar 6, 2023
Deed Document Number	2023009197
Record Updated	Jun 7, 2026

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 6, 2023
Property Address	1316 S 10TH ST, TEMPLE, TX 76504-5949
Document Number	0000009197
Map Reference	VOL 406 PG 226
Instrument Date	Feb 27, 2023
Instrument	2023009197
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2023
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 S 10TH ST, TEMPLE, TX 76504-5949

Mortgage

Document Number	0000009198
Date	Mar 6, 2023
Instrument	2023009198

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	8.97%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Margin	6
Max Rate	13.9%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1316 S 10TH ST, TEMPLE, TX 76504-5949
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	CARLISLE TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,499.00 (+616.02%)	$239,892 Land $18,375 Building $221,517	$239,892 Land $18,375 Building $221,517
2022	$768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on S 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures