1316 Ryan Rd, Wallingford, KY 41093 Property Records

Fleming County property record for 1316 Ryan Rd, Wallingford, KY 41093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1969
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Mar 2011)
Tax Bill	$134 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-00-00-037.00`

Property Details

APN / Parcel Number

Primary APN	`101-00-00-037.00`
Alternative APN	`15464`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	728 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	15464
Street Address	1316 RYAN RD
City	WALLINGFORD
State	KY
Zip	41093-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1AC & HOUSE NR MUSES MILL
Legal Lot Number	1A
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	4
Census Block	4068
Census Tract	920400

Owner

1316 Ryan Rd is owned and occupied by two individuals who bought it in March 2011.

Source: Fleming County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 RYAN RD, WALLINGFORD, KY 41093-8567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2011 · Amount on File
Deed Sale	Mar 16, 2011 · Amount on File
Deed Document Number	201139973
Deed Book / Page	243 / 553-558
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Recording Date	Jul 30, 2026
Property Address	1316 RYAN RD, WALLINGFORD, KY 41093-8567
Document Number	0000156818
Book / Page	442 / 548
Instrument Date	Jul 14, 2026
Instrument	2026156818
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156818,
Date	Jul 30, 2026
Book Page	442/548
Instrument	2026156818

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Ryan Rd was $134 with a homeowner's exemption.

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,000 (-) Land $12,000 Building $50,000	$62,000 (-) Land $12,000 Building $50,000
2025	$134.00 Homeowner's exemption	$62,000 Land $12,000 Building $50,000	$62,000 Land $12,000 Building $50,000
2023	$166.00 Homeowner's exemption	$62,000 Land $12,000 Building $50,000	$62,000 Land $12,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Ryan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2000–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Ryan Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLEMING CO WATER ASSOCIATION private · serves 9,693 people · EPA ID KY0350133
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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