1316 Ruby Ln NE, Fort Payne, AL 35967 Property Records

DeKalb County property record for 1316 Ruby Ln NE, Fort Payne, AL 35967

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,424 sqft · built 1900
Lot Size18.4 acres (803,246 sqft)
Owner2 Individual Names on File
Tax Bill$1,209 (2026)
Flood ZoneZone X (minimal risk)
APN23-02-03-0-000-045.000

Property Details

APN / Parcel Number

Primary APN23-02-03-0-000-045.000
Alternative APN
  • 24111

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,424 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area803,246 sqft (18.4 acres)
Garage Area2,272 sqft
PorchSlab
Porch Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number24111
Street Address1316 RUBY LN NE
CityFORT PAYNE
StateAL
Zip35967-7600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18.44 AC NW SES3T7R9PT OF NW1/4 SE1/4 DESC AS: BEG NE COR OF 1/4 1/4 TH:S 1323.1' W 498' N 883' W 420'N 99.5' E 54.43' N
Legal Range09E
Legal Township07S
Legal Section03
JurisdictionDEKALB AL
Township / Civil DivisionFORT PAYNE
Census Block Group5
Census Block5003
Census Tract961300

Owner

1316 Ruby Ln NE is owned and occupied by two individuals.

Source: DeKalb County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1316 RUBY LN NE, FORT PAYNE, AL 35967-7600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1316 Ruby Ln NE was $1,209 with a homeowner's exemption, up 4% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
MunicipalityFort Payne City
Unified School DistrictFort Payne City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,209.00 (+4.04%) Homeowner's exemption
2025$1,162.00 Homeowner's exemption$30,740 Land $1,420 Building $29,320$353,000 Land $60,000 Building $293,000
2023$1,310.00 Homeowner's exemption$30,220 (-)$302,080 (-) Land $59,980 Building $242,100
2022$1,310.00 Homeowner's exemption$30,220 Land $6,000 Building $24,220$302,080 Land $59,980 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Ruby Ln NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1992–1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Ruby Ln NE is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 85% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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