1316 Ray Ave, Brigantine, NJ 08203 Property Records

Atlantic County and Brigantine City property record for 1316 Ray Ave, Brigantine, NJ 08203

Property Summary

Property TypeSingle Family Home
Details3,620 sqft · built 1987
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Apr 1999)
Tax Bill$9,443 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN03-07702-0000-00003

Property Details

APN / Parcel Number

Primary APN03-07702-0000-00003
Alternative APNs
  • 0300806000000152
  • 030770200003

Interior

Stories1 Story
Building Area3,620 sqft Living Area
1st Floor Area3,620 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached

Location & Zoning

Old Parcel Number0300806000000152
Street Address1316 RAY AVE
CityBRIGANTINE
StateNJ
Zip08203-2740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionALSO BLK 806 LOT 152
Legal SubdivisionBRIGANTINE BEACH MAP 03
Legal Block7702
Legal Lot Number3
JurisdictionATLANTIC NJ
Township / Civil DivisionBRIGANTINE
Census Block Group3
Census Block3002
Census Tract10101

Owner

Source: Atlantic County and Brigantine City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Mar 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
QUAINT OAK MORTGAGE LLC
May 19, 2021Deed of Trust, Mortgage · Construction Mortgage
NEW JERSEY DEPT OF COMMUNITY AFFAIRS
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 1999 · Amount on Record
Deed SaleApr 12, 1999 · Amount on Record
Prior SaleMar 10, 1993
Deed Document Number199917380
Deed Book / Page6462 / 266
Prior Transfer DateMar 3, 1993
Prior Transfer Doc5475000064
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016444
DateApr 15, 2024
Instrument2024016444
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 26, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyQUAINT OAK ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740

Mortgage

Document Number0000012036
DateMar 7, 2023
Instrument2023012036
Lender
NameQUAINT OAK MORTGAGE LLC
TypeMortgage Company
AddressALLENTOWN, PA 18109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740

Mortgage

Document Number0000029881
DateMay 19, 2021
Instrument2021029881
Lender
NameNEW JERSEY DEPT OF COMMUNITY AFFAIRS
TypeGovernment Agency
AddressTRENTON, NJ 08625
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address1316 RAY AVE, BRIGANTINE, NJ 08203-2740
Document Number0000057011
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 RAY AVE BRIGANTINE NJ 082032740, BRIGANTINE, NJ 08203-2740

Mortgage

Document Number0000057011
DateNov 19, 2019
Instrument57011
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

Tax Assessment & Valuation

Source: Atlantic County and Brigantine City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityBrigantine City
Unified School DistrictBrigantine City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,500 (-) Land $160,000 Building $323,500$483,500 (-) Land $160,000 Building $323,500
2025$9,443.00 (+3.89%)$483,500 (-) Land $160,000 Building $323,500$483,500 (-) Land $160,000 Building $323,500
2024$9,089.00 (+8.23%)
2023$483,500 Land $160,000 Building $323,500$483,500 Land $160,000 Building $323,500
2022$8,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 257 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 2 condo units
Nearby Flood Claims555 (1978–2024)
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 318 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 115 claims
  • Coastal Storms & Flooding, Mar 1984 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIGANTINE WATER DEPARTMENT
serves 14,450 people · EPA ID NJ0103001
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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