Baltimore County property record for 1316 Providence Rd, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,976 sqft · built 1976 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2026) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more |
| APN | 09-0920660461 |
| Primary APN | 09-0920660461 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Lot Dimensions | 219 ft deep x 310 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 0920660461 |
|---|---|
| Street Address | 1316 PROVIDENCE RD |
| City | TOWSON |
| State | MD |
| Zip | 21286-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.85 AC |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Block | 3 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 490100 |
1316 Providence Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Baltimore County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jun 30, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 2, 2021 | Deed, Transfer SAGE TITLE GROUP LLC |
| Oct 20, 2021 | Intrafamily Transfer, Transfer |
| Oct 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Book / Page | 51653 / 119 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 4565000350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 20, 2026 |
| Property Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 5165000119 |
| Book / Page | 51653 / 119 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 5165000129, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 51653/129 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 0471150088 |
| Book / Page | 47115 / 88 |
| Map Reference | LB 45655 FO 358 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 0047115099 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 47115-099 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Dec 2, 2021 |
| Property Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 0459380325 |
| Book / Page | 45938 / 325 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 20, 2021 |
| Property Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 0456550350 |
| Book / Page | 45655 / 350 |
| Instrument Date | Aug 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 20, 2021 |
| Property Address | 1316 PROVIDENCE RD, TOWSON, MD 21286-1562 |
| Document Number | 0456550358 |
| Book / Page | 45655 / 358 |
| Instrument Date | Aug 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 PROVIDENCE RD, TOWSON, MD 21286-1562 |
The 2025 property tax bill for 1316 Providence Rd was $5,440, up 1.6% from the year before.
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,440.00 (+1.64%) | $428,700 Land $138,300 Building $290,400 | $428,700 Land $138,300 Building $290,400 |
| 2024 | $5,352.00 (+103.42%) | ||
| 2023 | $2,631.00 | $412,433 | $428,700 Land $138,300 Building $290,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1316 Providence Rd; there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1316 Providence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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