St. Louis County property record for 1316 Oaktree Estates Ln, Chesterfield, MO 63017
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 4 ba · 7,047 sqft · built 1992 |
| Lot Size | 0.419 acres (18,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 2021) |
| Tax Bill | $7,542 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18S-31-0502 |
| Primary APN | 18S-31-0502 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 7,047 sqft Living Area |
| Gross Area | 7,773 sqft |
| 1st Floor Area | 2,747 sqft |
| Basement Area | 2,150 sqft |
| Finished Basement | 2,150 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 18,251 sqft (0.419 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 540 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1316 OAKTREE ESTATES LN |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-5464 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 105R2 |
| Legal Description | OAKTREE ESTATES CONDOMINIUM PLAT XIX UNIT 28 4.013% IN COMMON ELEMENTS (10162 1649) |
| Legal Subdivision | OAKTREE ESTATES CONDOMINIUM PLAT XIX |
| Legal Block | 28 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 217841 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 28, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2024 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 9, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 9, 2021 | Affidavit of Death of Joint Tenant, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Sep 13, 2017 | Deed of Trust, Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 2021245 |
| Deed Book / Page | 25098 / 1969 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0250981967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 2023060500638 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023060500638 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 2025102800745 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025102800745 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33432 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 2024082800237 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 2024082800237 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 9, 2021 |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 0250981969 |
| Book / Page | 25098 / 1969 |
| Map Reference | MB 316 PG 29 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021090900245 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 HAYWOOD CT, SAINT CHARLES, MO 63303-7333 |
| Name | Verified Name |
|---|---|
| Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 2021090900246 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021090900246 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 9, 2021 |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 0250981967 |
| Book / Page | 25098 / 1967 |
| Map Reference | MB 316 PG 29 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021090900244 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1316 OAKTREE ESTATES LN, CHESTERFIELD, MO 63017-5464 |
| Document Number | 0227040537 |
| Book / Page | 022704 / 000537 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1316 OAKTREE ESTATES LN CHESTERFIELD MO 630175464, CHESTERFIELD, MO 63017-5464 |
| Document Number | 0227040537 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 022704/000537 |
| Instrument | 123 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 20, 2037 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,820 (-) Land $27,660 Building $93,160 | $635,900 (-) Land $145,600 Building $490,300 | |
| 2025 | $7,542.00 (+33.42%) | $120,820 (+41.31%) Land $27,660 Building $93,160 | $635,900 (+41.31%) Land $145,600 Building $490,300 |
| 2024 | $5,653.00 (+4.26%) | ||
| 2023 | $5,422.00 (-8.52%) | $85,500 (-) Land $17,230 Building $68,270 | $450,000 (-) Land $90,700 Building $359,300 |
| 2022 | $5,927.00 | $85,500 Land $18,790 Building $66,710 | |
| 2021 | $450,000 Land $98,900 Building $351,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–1996) |
| Most Recent Claim | Aug 1996 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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