Lapeer County property record for 1316 Maple Grove Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 1950 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 012-014-034-00 |
| Primary APN | 012-014-034-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Living Area |
| 1st Floor Area | 1,341 sqft |
| Basement Area | 1,052 sqft |
| Unfinished Basement | 1,052 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 768 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1316 MAPLE GROVE RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE |
| Legal Description | SEC 14 T7N R10E BEG, AT A PT ON THE CENTERLINE OF MAPLE GROVE RD, THAT IS S 48 DEG 05' 14 E 574.79 FT FROM THE W 1/4 COR, OF |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 14 |
| Legal Subdivision | MAPLE GROVE SUB |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 338000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jun 10, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2017 |
| Transfer Doc | 0028760452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 10, 2026 |
| Property Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Document Number | 3524000824 |
| Book / Page | 3524 / 824 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Investor | Possibly a Property Investor |
| Document Number | 3524000824, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 3524/824 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 970 Months |
| Due | Apr 22, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 10, 2026 |
| Property Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Document Number | 3524000811 |
| Book / Page | 3524 / 811 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Investor | Possibly a Property Investor |
| Document Number | 3524000811, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 3524/811 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 970 Months |
| Due | Apr 22, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 1, 2020 |
| Property Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Document Number | 0031040409 |
| Book / Page | 003104 / 000409 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1316 MAPLE GROVE RD LAPEER MI 484469423, LAPEER, MI 48446-9423 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 7, 2017 |
| Property Address | 1316 MAPLE GROVE RD, LAPEER, MI 48446-9423 |
| Document Number | 0028760452 |
| Book / Page | 002876 / 000452 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1316 MAPLE GROVE RD LAPEER MI 484469423, LAPEER, MI 48446-9423 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,600 (+4.44%) | $221,200 (+4.44%) | |
| 2025 | $1,405.00 (+3.92%) Homeowner's exemption | $105,900 (+19.53%) | $211,800 (+19.53%) |
| 2024 | $1,352.00 (+10.01%) | ||
| 2023 | $88,600 | $177,200 | |
| 2022 | $1,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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