Worcester County and Lancaster Town property record for 1316 Main St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,988 sqft · built 1979 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Jul 2007) |
| Tax Bill | $8,623 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:030.0 B:0000 L:0156.A |
| Primary APN | LANC M:030.0 B:0000 L:0156.A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1316 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANCASTER |
| Legal Lot Number | 156.A |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 713100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Village Historic District listed 1977 · 20 contributing resources · NRIS 77000199 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1316 Main St is owned and occupied by two individuals who bought it in July 2007.
Source: Worcester County and Lancaster Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1316 MAIN ST, LANCASTER, MA 01523-2578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2007 · Amount on File |
| Deed Sale | Jul 10, 2007 · Amount on File |
| Prior Sale | Apr 28, 1994 · Amount on File |
| Deed Document Number | 200791098 |
| Deed Book / Page | 41465 / 363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 1316 MAIN ST, LANCASTER, MA 01523-2578 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065562-114 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 65562/114 |
| Instrument | 94421 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1316 Main St was $8,623.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,623.00 | $533,600 Land $110,100 Building $423,500 | $537,415 (+11.47%) |
| 2024 | $482,125 | ||
| 2023 | $470,600 Land $93,200 Building $377,400 | ||
| 2022 | $7,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1316 Main St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1316 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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