1316 Lawrence St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1316 Lawrence St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$690,000 (Jan 2017)
Tax Bill	$11,375 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-490-016-8`

Property Details

APN / Parcel Number

Primary APN	`502-490-016-8`
Alternative APN	`502-490-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	301 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1316 LAWRENCE ST
City	EL CERRITO
State	CA
Zip	94530-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOTS 33 & 34 BLK 5
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	5
Legal Lot Number	33,34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	387000

Owner

1316 Lawrence St is owner-occupied and held in a trust since August 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1316 LAWRENCE ST, EL CERRITO, CA 94530-2408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jan 18, 2017	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Deed Document Number	201710409
Last Transfer Date	Aug 5, 2024
Transfer Doc	0000078385
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1316 LAWRENCE ST, EL CERRITO, CA 94530-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086318
Date	May 7, 2020
Instrument	2020-086318

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 18, 2017
Property Address	1316 LAWRENCE ST, EL CERRITO, CA 94530-2408
Document Number	0000010409
Map Reference	VOL1 PG26
Instrument Date	Jan 4, 2017
Instrument	2017-010409
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1316 LAWRENCE ST, EL CERRITO, CA 94530-2408

Mortgage

Document Number	0000010410
Date	Jan 18, 2017
Instrument	2017-010410

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 18, 2017
Property Address	1316 LAWRENCE ST, EL CERRITO, CA 94530-2408
Document Number	0000010408
Instrument Date	Dec 13, 2016
Instrument	10408
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 TERRA ALTA DR SAN RAMON CA 945824603, SAN RAMON, CA 94582-4603

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Lawrence St was $11,375 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,811 (+2%) Land $719,271 Building $97,540
2025	$11,375.00 Homeowner's exemption	$800,796 Land $705,168 Building $95,628
2023	$10,912.00 (+1.46%) Homeowner's exemption	$769,702 Land $677,787 Building $91,915
2022	$10,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1316 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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