1316 Jacob Ct, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1316 Jacob Ct, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 2003
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2023)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2017 Transfer + 1 more
APN	`1521001000140`

Property Details

APN / Parcel Number

Primary APN	`1521001000140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	840 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	47 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	75 sqft
Porch	Slab
Porch Area	120 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1316 JACOB CT
City	CHESAPEAKE
State	VA
Zip	23324-1669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	LOT 14 AMND PLAT SPENCER FARM
Legal Subdivision	COUNTRY WDS, VARSITY EST/MANOR SPENCER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

1316 Jacob Ct is owned and occupied by two individuals who bought it in March 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ADVANCE FINANCIAL GROUP
May 19, 2017	Intrafamily Transfer, Transfer
Jan 6, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance FIRST MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	20236017
Deed Book / Page	10648 / 1166
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	9789/1178
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 27, 2023
Property Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669
Document Number	10648/1166
Book / Page	10648 / 1166
Instrument Date	Mar 17, 2023
Instrument	230006017
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669

Mortgage

Document Number	0230006018
Date	Mar 27, 2023
Instrument	230006018

Lender

Name	ADVANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 19, 2017
Property Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669
Document Number	9789/1178
Book / Page	9789 / 1178
Instrument Date	Apr 24, 2017
Instrument	170013605
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 CALLAWAY RD, ROCKY MOUNT, VA 24151-4822
Investor	Possibly a Property Investor

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 6, 2017
Property Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669
Document Number	9742/1247
Book / Page	9742 / 1247
Instrument Date	Dec 21, 2016
Instrument	170000506
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 JACOB CT, CHESAPEAKE, VA 23324-1669

Mortgage

Document Number	9742/1251
Date	Jan 6, 2017
Book Page	9742/1251
Instrument	170000507

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Jacob Ct was $3,844, up 8.9% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,400 (+2.31%) Land $115,000 Building $274,400	$389,400 (+2.31%) Land $115,000 Building $274,400
2025	$3,844.00 (+8.9%)	$380,600 Land $110,000 Building $270,600	$380,600 Land $110,000 Building $270,600
2024	$3,530.00
2023		$326,900 (+9.48%) Land $90,000 Building $236,900	$326,900 (+9.48%) Land $90,000 Building $236,900
2022		$298,600 Land $75,000 Building $223,600	$298,600 Land $75,000 Building $223,600
2019	$2,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1316 Jacob Ct; there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Jacob Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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