1316 Howard St, Taylor, TX 76574 Property Records

Williamson County property record for 1316 Howard St, Taylor, TX 76574

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,502 sqft · built 1925
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R130602002070000`

Property Details

APN / Parcel Number

Primary APN	`R130602002070000`
Alternative APNs	`R13060200207000` `R017115` `75751`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	312 sqft
Utility Building	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R13060200207000
Street Address	1316 HOWARD ST
City	TAYLOR
State	TX
Zip	76574-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FISHER-SPEEGLE-KENNEDY, BLOCK 2, LOT 7
Legal Subdivision	FISHER-SPEEGLE-KENNEDY
Legal Block	2
Legal Lot Number	7
Jurisdiction	WILLIAMSON TX
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2039
Census Tract	21202

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 HOWARD ST, TAYLOR, TX 76574-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY FEDERAL CREDIT UNION
Mar 16, 2017	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Recording Date	Apr 30, 2026
Property Address	1316 HOWARD ST, TAYLOR, TX 76574-2648
Document Number	0000034545
Instrument Date	Apr 24, 2026
Instrument	202634545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 HOWARD ST, TAYLOR, TX 76574-2648

Mortgage

Document Number	0000034545,
Date	Apr 30, 2026
Instrument	202634545

Lender

Name	UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	1316 HOWARD ST, TAYLOR, TX 76574-2648
Document Number	0000025227
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 HOWARD ST TAYLOR TX 765742648, TAYLOR, TX 76574-2648

Mortgage

Document Number	0000025227
Date	Mar 23, 2017
Instrument	25227

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2032

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Municipality	Taylor City
Unified School District	Taylor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,082.00 (+11.67%) Homeowner's exemption	$206,417 (-21.85%) Land $91,894 Building $114,523	$206,417 (-21.85%) Land $91,894 Building $114,523
2023	$2,760.00 (-17.27%) Homeowner's exemption	$264,136 Land $70,175 Building $193,961	$264,136 Land $70,175 Building $193,961
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2009–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAYLOR serves 20,622 people · EPA ID TX2460004
Water Source	Purchased surface water from BRAZOS RIVER AUTHORITY GRANGER LAKE REGI
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SOS Communications.

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