1316 Holt Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1316 Holt Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,868 sqft · built 1996
Lot Size	0.23 acres (10,002 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Jan 2021)
Tax Bill	$5,339 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-081726`

Property Details

APN / Parcel Number

Primary APN	`05-081726`
Alternative APNs	`5081726` `081726`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Total Area
Utility Area	496 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,002 sqft (0.23 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	081726
Street Address	1316 HOLT CT
City	SYKESVILLE
State	MD
Zip	21784-6178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 120 - 10002 SF 1316 HOLT CT 38-129/128 ELDERSBURG ESTS SC 5
Legal Subdivision	ELDERSBURG ESTATES SEC 05
Legal Lot Number	120
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

1316 Holt Ct is owned and occupied by two individuals who bought it in January 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 HOLT CT, SYKESVILLE, MD 21784-6178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit APL FCU
Jan 20, 2021	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jan 20, 2021	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Feb 2, 2004 · Amount on File
Deed Book / Page	10063 / 238
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1316 HOLT CT, ELDERSBURG, MD 21784-6178
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 HOLT CT, SYKESVILLE, MD 21784-6178

Mortgage

Document Number	0110050173
Date	Mar 31, 2023
Book Page	11005/173

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 20, 2021
Property Address	1316 HOLT CT, ELDERSBURG, MD 21784-6178
Document Number	0100630038
Book / Page	10063 / 238
Map Reference	MB LWS38 PG 129
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 HOLT CT, SYKESVILLE, MD 21784-6178

Mortgage

Document Number	100630245
Date	Jan 20, 2021
Instrument	10063-0245

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 20, 2021
Property Address	1316 HOLT CT, ELDERSBURG, MD 21784-6178
Document Number	0100630238
Book / Page	10063 / 238
Map Reference	MB LWS38 PG 129
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 HOLT CT, SYKESVILLE, MD 21784-6178

Mortgage

Document Number	0010063245
Date	Jan 20, 2021
Instrument	10063/245

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1316 Holt Ct was $5,339 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,339.00 (+4.87%) Homeowner's exemption	$466,300	$488,800 Land $180,000 Building $308,800
2025	$5,091.00 Homeowner's exemption
2023	$4,636.00	$410,267	$421,300 Land $180,000 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Holt Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Holt Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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