1316 Hill St, Covington, KY 41016 Property Records

Kenton County property record for 1316 Hill St, Covington, KY 41016

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,788 sqft · built 1940
Lot Size0.753 acres (32,801 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Aug 2025)
Tax Bill$1,325 (2025)
Flood ZoneZone X (minimal risk)
APN040-13-00-001.00

Property Details

APN / Parcel Number

Primary APN040-13-00-001.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,788 sqft Finished Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Roof MaterialComposition Shingle
Lot Area32,801 sqft (0.753 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1316 HILL ST
CityCOVINGTON
StateKY
Zip41016-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW I L FARM PT LOT 20 .753 ACS AT EAST END OF LIVINGSTON ST W OF BELLEVUE
Legal SubdivisionLUDLOW I L FARM
Legal Lot Number20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract63800

Owner

Source: Kenton County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 104, HEBRON, KY 41048-0104
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleMay 24, 2024 · Amount on Record
Deed Document Number202570
Deed Book / Page357 / 349
Prior Transfer DateNov 11, 2000
Prior Transfer Doc1106059001
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,325.00 (-0.53%)$100,000 (-) Land $15,000 Building $85,000$100,000 (-) Land $15,000 Building $85,000
2023$1,332.00$100,000 Land $15,000 Building $85,000$100,000 Land $15,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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