Mecklenburg County property record for 1316 Harding Pl, Charlotte, NC 28204
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 2,463 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $14,428,906 (May 2016) |
| Tax Bill | $6,212 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-211-20 |
| Primary APN | 125-211-20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,463 sqft |
| 1st Floor Area | 1,839 sqft |
| Upper Floors Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Frame Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Patio Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1316 HARDING PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-2922 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | MUDD-O |
| Legal Description | L4 B5 M332-382 |
| Legal Subdivision | H C SHERRILL CO |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 301 |
Source: Mecklenburg County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 FAIRBROOK DR, 101, HERNDON, VA 20170-5283 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 3, 2023 | Lease, Transfer |
| Aug 28, 2019 | Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on Record |
| Deed Sale | May 17, 2016 · Amount on Record |
| Prior Sale | Sep 3, 2013 · Amount on Record |
| Deed Document Number | 201659945 |
| Deed Book / Page | 30825 / 918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 3, 2023 |
| Property Address | 1316 HARDING PL, CHARLOTTE, NC 28204-2922 |
| Document Number | 0000000391 |
| Book / Page | 37867 / 685 |
| Map Reference | MB 332 PG 382 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2023000391 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 1316 HARDING PL, CHARLOTTE, NC 28204-2922 |
| Book / Page | 033799 / 000422 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 112784 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 FAIRBROOK DR #101 HERNDON VA 201705283, 101, HERNDON, VA 20170-5283 |
| Document Number | 0000112784 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 033799/000422 |
| Instrument | 112784 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 10 HUDSON YARDS, NEW YORK, NY 10001-2157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,212.00 (+1.27%) | $810,200 Land $810,200 | $810,200 Land $810,200 |
| 2024 | $6,134.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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