Polk County property record for 1316 Eagle Crest Blvd, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 2020 |
| Lot Size | 0.488 acres (21,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $263,600 (Aug 2020) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-22-588322-001420 |
| Primary APN | 26-28-22-588322-001420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 2,400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,249 sqft (0.488 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 1316 EAGLE CREST BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE CREST PB 144 PG 20-22 LOT 142 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | EAGLE CREST |
| Legal Tract | 588322 |
| Legal Block | 4 |
| Legal Lot Number | 142 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13702 |
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 3, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| May 8, 2020 | Loan Modification, Mortgage SEACOAST NAT'L BK |
| Mar 16, 2020 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Mar 16, 2020 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2020 · Amount on Record |
| Deed Document Number | 2020155680 |
| Deed Book / Page | 11320 / 1297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0000244296 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 12875/419 |
| Instrument | 2023244296 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0000085847 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 12651/1951 |
| Instrument | 2023085847 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0000149330 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 11751/1898 |
| Instrument | 2021149330 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 3, 2020 |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0113201297 |
| Book / Page | 011320 / 001297 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 155680 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,845.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1316 EAGLE CREST BLVD WINTER HAVEN FL 338813232, WINTER HAVEN, FL 33881-3232 |
| Document Number | 113201298 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 011320/001298 |
| Instrument | 155681 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0112340713 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0112340713 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 011234/000713 |
| Instrument | 97204 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | 815 COLORADO AVE, STUART, FL 34994-3053 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0111761135 |
| Book / Page | 011176 / 001135 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 59540 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $221.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 1316 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3232 |
| Document Number | 0111761136 |
| Book / Page | 011176 / 001136 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 59541 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $312.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,283 (+2.7%) | $285,590 (-7.41%) Land $50,000 Building $235,590 | |
| 2025 | $3,973.00 (+5.69%) Homeowner's exemption | $252,466 (+5.99%) | $308,430 (-4.27%) Land $50,000 Building $258,430 |
| 2023 | $3,759.00 (+2.68%) Homeowner's exemption | $238,205 (+3%) | $322,172 (+11.17%) Land $48,000 Building $274,172 |
| 2022 | $3,661.00 Homeowner's exemption | $231,267 | $289,812 Land $40,000 Building $249,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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