1316 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 1316 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	10,660 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2021)
Tax Bill	$13,764 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34800990062`

Property Details

APN / Parcel Number

Primary APN	`34800990062`
Alternative APNs	`WATE M:0348 B:0099 L:0062` `WBRY M:0348 B:0099 L:0062`

Interior

Units	6 Units
Stories	3 Stories
Building Area	10,660 sqft Total Area
Basement Area	2,665 sqft
Unfinished Basement	2,665 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1957
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	34800990062
Street Address	1316 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-1021
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CG
Legal Block	99
Legal Lot Number	62
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3011
Census Tract	351200

Owner

1316 E Main St, a commercial property, is owned by an individual who bought it in June 2021.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1318 E MAIN ST, WATERBURY, CT 06705-1028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Jan 24, 1994 · Amount on File
Deed Document Number	20212021003402
Deed Book / Page	3059 / 238
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Jun 25, 2021
Property Address	1316 E MAIN ST, WATERBURY, CT 06705-1021
Document Number	003059-238
Book / Page	3059 / 238
Instrument Date	May 14, 2021
Instrument	2021003402
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PECK LN, CHESHIRE, CT 06410-2038

Mortgage

Document Number	2021003403
Date	Jun 25, 2021
Instrument	2021003403

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1316 E Main St was $13,764.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,764.00	$317,590 (-) Land $36,540 Building $281,050
2025		$317,590 Land $36,540 Building $281,050	$453,700 Land $52,200 Building $401,500
2024	$14,285.00 (-17%)
2023	$17,210.00	$317,590 Land $36,540 Building $281,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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