1316 E Gilbert St, Hendersonville, NC 28792 Property Records

Henderson County property record for 1316 E Gilbert St, Hendersonville, NC 28792

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,288 sqft · built 1973
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jul 2016)
Tax Bill$1,146 (2025)
Deeds & MortgagesJan 2023 Mortgage
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN9578542292

Property Details

APN / Parcel Number

Primary APN9578542292
Alternative APNs
  • 0114787
  • 114787

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,288 sqft Heated Area
1st Floor Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area120 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemElectric

Location & Zoning

Account Number114787
Street Address1316 E GILBERT ST
CityHENDERSONVILLE
StateNC
Zip28792-5804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code114787~R1
Legal DescriptionGILBERT ST 1LTBL
Legal Block54
Legal Lot Number2292
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2000
Census Tract931300

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1316 E GILBERT ST, HENDERSONVILLE, NC 28792-5804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 28, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2016 · Amount on Record
Deed SaleJul 6, 2016 · Amount on Record
Deed Book / Page1670 / 164
Prior Transfer DateJun 27, 2016
Prior Transfer Doc0016700164
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1316 E GILBERT ST, HENDERSONVILLE, NC 28792-5804
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040060130
DateJan 19, 2023
Book Page4006/130
Instrument1000992469
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateSep 28, 2023
Property Address1316 E GILBERT ST, HENDERSONVILLE, NC 28792-5804
Document Number0040900664
Book / Page4090 / 664
Instrument DateSep 28, 2023
Instrument1001004297
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 WINDSOR DR, HENDERSONVILLE, NC 28791-3208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1316 E GILBERT ST, HENDERSONVILLE, NC 28792-5804

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,600 (+9.94%) Land $61,300 Building $163,300
2025$1,146.00$204,300 (-7.22%) Land $61,300 Building $143,000
2023$220,200 Land $61,300 Building $158,900$224,600 Land $61,300 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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