1316 E Bobe St, Pensacola, FL 32503 Property Records

Escambia County property record for 1316 E Bobe St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,902 sqft · built 1940
Lot Size	0.169 acres (7,375 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Jun 2017)
Tax Bill	$2,393 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-015-283`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-015-283`
Alternative APN	`142433000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,902 sqft Adjusted Area
1st Floor Area	1,334 sqft
Upper Floors Area	548 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,375 sqft (0.169 acres)
Lot Width	55 ft Width
Porch	Porch
Porch Area	91 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142433000
Old Parcel Number	142433000
Street Address	1316 E BOBE ST
City	PENSACOLA
State	FL
Zip	32503-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	W 22 FT 8 IN OF LT 15 AND E 33 FT OF LT 16 BLK 283 OR 7725 P 1372 NEW CITY TRACT CA 52
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Tract	CA
Legal Block	283
Legal Lot Number	15
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2049
Census Tract	802

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA
Nov 7, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA
Jun 8, 2017	Warranty Deed, Transfer · ARM MEMBERS FIRST CREDIT UNION OF FLORI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	0077251372
Deed Book / Page	7725 / 1372
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711

Mortgage

Document Number	0084901565
Date	Mar 23, 2021
Book Page	8490/1565
Instrument	2021030967

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079941638
Date	Nov 7, 2018
Book Page	7994/1638
Instrument	2018088847

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 8, 2017
Property Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711
Document Number	0077251372
Book / Page	7725 / 1372
Instrument Date	Jun 8, 2017
Instrument	2017043374
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 OAKHILL RD, 1614, GULF BREEZE, FL 32563-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E BOBE ST, PENSACOLA, FL 32503-4711

Mortgage

Document Number	2017043375
Date	Jun 8, 2017
Instrument	2017043375

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORI
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,534 (+5.99%)	$288,520 (+14.61%) Land $121,688 Building $166,832
2024	$2,393.00 (+2.44%)
2023	$2,336.00 (+3%) Homeowner's exemption	$178,829 (+3%)	$251,746 (+10.59%) Land $95,875 Building $155,871
2022	$2,268.00 Homeowner's exemption	$173,621	$227,637 Land $88,500 Building $139,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

1316 E Bobe St, Pensacola, FL 32503 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Bobe St

Nearby Streets

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