1316 E 25th St, Des Moines, IA 50317 Property Records

Polk County property record for 1316 E 25th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1958
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Sep 2023)
Tax Bill	$2,250 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/07242-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/07242-000-000`
Alternative APN	`792331380013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	808 sqft
Basement Area	808 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1316 E 25TH ST
City	DES MOINES
State	IA
Zip	50317-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 F H MC CLURGS ORCHARD
Legal Subdivision	F H MC CLURGS ORCHARD
Legal Lot Number	26
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2020
Census Tract	1800

Owner

1316 E 25th St is owned and occupied by an individual who bought it in September 2023.

Source: Polk County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 E 25TH ST, DES MOINES, IA 50317-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Mar 27, 2002 · Amount on File
Deed Document Number	202351371
Deed Book / Page	19608 / 883
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0000090316
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 25, 2023
Property Address	1316 E 25TH ST, DES MOINES, IA 50317-2621
Document Number	0000051371
Book / Page	19608 / 883
Instrument Date	Sep 15, 2023
Instrument	2023-00051371
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E 25TH ST, DES MOINES, IA 50317-2621

Mortgage

Document Number	0000051372
Date	Sep 25, 2023
Instrument	2023-00051372

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Aug 26, 2021
Property Address	1316 E 25TH ST, DES MOINES, IA 50317-2621
Document Number	202100090316
Book / Page	18718 / 539
Instrument Date	Aug 18, 2021
Instrument	2021-00090316
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 E 25TH ST, DES MOINES, IA 50317-2621

Mortgage

Document Number	202100090317
Date	Aug 26, 2021
Instrument	2021-00090317

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1316 E 25TH ST, DES MOINES, IA 50317-2621
Document Number	0000086193
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 E 25TH ST DES MOINES IA 503172621, DES MOINES, IA 50317-2621

Mortgage

Document Number	0000086193
Date	Apr 14, 2020
Book Page	017778/000112
Instrument	86193

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,700 Land $27,000 Building $126,700	$153,700 Land $27,000 Building $126,700
2024	$2,250.00
2023		$124,800 (+23.2%) Land $23,700 Building $101,100	$124,800 Land $23,700 Building $101,100
2022		$101,300 Land $19,700 Building $81,600
2021			$101,300 Land $19,700 Building $81,600
2020	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 E 25th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1316 E 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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