1316 Cypress Point Dr, Banning, CA 92220 Property Records

Riverside County property record for 1316 Cypress Point Dr, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,472 sqft · built 1995
OwnerCompany Name on File
Last Sale$350,000 (Aug 2024)
Tax Bill$3,484 (2025)
Deeds & MortgagesOct 2021 Transfer
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN440-030-037

Property Details

APN / Parcel Number

Primary APN440-030-037
Alternative APN
  • 421402037

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,472 sqft Living Area
Gross Area1,954 sqft
1st Floor Area1,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1316 CYPRESS POINT DR
CityBANNING
StateCA
Zip92220-6600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 MB 220/009 TR 24730
Legal SubdivisionTRACT 24730
Legal Tract24730
Legal Lot Number37
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2018
Census Tract43812

Owner

1316 Cypress Point Dr is owned by a company that bought it in August 2024 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of RecordCompany Name on File
Mailing Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Intrafamily Transfer, Transfer
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Aug 30, 2018Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE
Aug 30, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2024 · Amount on File
Deed SaleAug 19, 2024 · Amount on File
Prior SaleMar 19, 2021 · Amount on File
Deed Document Number2024247977
Prior Transfer DateAug 12, 2024
Prior Transfer Doc0000247976
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 27, 2021
Property Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600
Document Number0000635114
Map ReferenceMB 220 PG 9-12
Instrument DateSep 10, 2021
Instrument2021-0635114
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMar 19, 2021
Property Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600
Document Number0000176793
Map ReferenceMB 220 PG 9-12
Instrument DateFeb 26, 2021
Instrument2021-0176793
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600

Mortgage

Document Number0000176794
DateMar 19, 2021
Instrument2021-0176794
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600
Document Number0000359880
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1316 CYPRESS POINT DR BANNING CA 922206600, BANNING, CA 92220-6600

Mortgage

Document Number0000359880
DateSep 7, 2018
Instrument359880
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74133
Agreement
TypeFHA Mortgage
AmountAmount on Record

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1316 CYPRESS POINT DR, BANNING, CA 92220-6600
Document Number0000359881
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1316 CYPRESS POINT DR BANNING CA 922206600, BANNING, CA 92220-6600

Mortgage

Document Number0000359881
DateSep 7, 2018
Instrument359881
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.82%

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Cypress Point Dr was $3,484 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,099 (+2%) Land $37,309 Building $223,790
2025$3,484.00 Homeowner's exemption$255,980 Land $36,578 Building $219,402
2023$4,417.00 (+3.56%) Homeowner's exemption$314,200 Land $52,020 Building $262,180
2022$4,265.00
2021$345,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Cypress Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Cypress Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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