1316 Cypress Ave, Wilmington, DE 19805 Property Records

New Castle County property record for 1316 Cypress Ave, Wilmington, DE 19805

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 850 sqft · built 1942
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Tax Bill$1,315 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-004.00-195

Property Details

APN / Parcel Number

Primary APN19-004.00-195

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area850 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleRow Home
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions110 ft deep x 18 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1316 CYPRESS AVE
CityWILMINGTON
StateDE
Zip19805-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code19R2
Legal SubdivisionELSMERE GARDENS
Legal Block1
Legal Lot Number65
JurisdictionNEW CASTLE DE
Township / Civil DivisionLOWER CHRISTIANA
Census Block Group3
Census Block3013
Census Tract12400

Owner

1316 Cypress Ave is owned and occupied by an individual who acquired it in November 2021.

Source: New Castle County records, as of October 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1316 CYPRESS AVE, WILMINGTON, DE 19805-5031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed, Transfer · VA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 15, 2019Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021
Deed SaleNov 1, 2021
Prior SaleOct 15, 2019 · Amount on File
Deed Document Number2021126244
Prior Transfer DateJul 28, 2014
Prior Transfer Doc0000033961
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateNov 1, 2021
Property Address1316 CYPRESS AVE, WILMINGTON, DE 19805-5031
Document Number0000126244
Map ReferenceDD K VOL 34 PG 601
Instrument DateOct 19, 2021
Instrument20211101-0126244
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 CYPRESS AVE, WILMINGTON, DE 19805-5031

Mortgage

Document Number0000126247
DateNov 1, 2021
Instrument20211101-0126247
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateOct 15, 2019
Property Address1316 CYPRESS AVE, WILMINGTON, DE 19805-5031
Document Number0000082512
Instrument DateSep 30, 2019
Instrument20191015-0082512
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 HANOVER PL, 211, NEWARK, DE 19711-2754

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1316 CYPRESS AVE, WILMINGTON, DE 19805-5031

Mortgage

Document Number0000082515
DateOct 15, 2019
Instrument20191015-0082515
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Cypress Ave was $1,315.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityElsmere Town
Unified School DistrictRed Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,315.00$186,200 Land $42,900 Building $143,300
2024$152,910
2023$957.00$33,500 Land $6,600 Building $26,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Cypress Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims19 (1979–2013)
Claims Outside the SFHA9 of 19
Most Recent ClaimJan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1316 Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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