1316 Cross Hwy, Fairfield, CT 06824 Property Records

Fairfield Town property record for 1316 Cross Hwy, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,561 sqft · built 1750
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$887,000 (Jun 2020)
Tax Bill	$21,424 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:220 B:24`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:220 B:24`
Alternative APNs	`FFLD M:220 B:24` `M:220 L:024 X` `11837`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,561 sqft Living Area
Gross Area	6,841 sqft
Basement Area	1,765 sqft
Unfinished Basement	1,765 sqft

Exterior

Year Built	Built 1750
Effective Year Built	Effective 1750
Lot Area	104,544 sqft (2.4 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	11837
Street Address	1316 CROSS HWY
City	FAIRFIELD
State	CT
Zip	06824-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Block	24
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	5
Census Block	5009
Census Tract	60400

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Line of Credit M & T BANK
Mar 24, 2025	Quit Claim Deed, Transfer NONE AVILABALE
Apr 25, 2022	Quit Claim Deed, Transfer NONE AVILABALE
Jun 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20202020-4279
Deed Book / Page	5929 / 196
Last Transfer Date	Mar 11, 2025
Transfer Doc	0006593-95
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006618-320
Date	Jun 17, 2025
Book Page	6618/320
Instrument	2025-2872

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 24, 2025
Property Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Document Number	0006593-95
Book / Page	6593 / 95
Instrument Date	Mar 11, 2025
Instrument	2025-1252
Transaction Type	Transfer
Record Updated	Jul 10, 2025
Title Company	NONE AVILABALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Investor	Possibly a Property Investor

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 25, 2022
Property Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Document Number	006307-273
Book / Page	6307 / 273
Instrument Date	Apr 12, 2022
Instrument	2022-3019
Transaction Type	Transfer
Record Updated	Jul 10, 2025
Title Company	NONE AVILABALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 17, 2020
Property Address	1316 CROSS HWY, FAIRFIELD, CT 06824-1753
Document Number	5929-196
Book / Page	5929 / 196
Instrument Date	Jun 5, 2020
Instrument	2020-4279
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 MERWINS LN, FAIRFIELD, CT 06824-1919

Mortgage

Document Number	20204280
Date	Jun 17, 2020
Instrument	2020-4280

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,424.00 (+24.3%)	$1,116,430 (+83.89%) Land $509,950 Building $606,480	$1,801,218 (+323.84%)
2025	$17,236.00	$607,110 (-) Land $280,910 Building $326,200	$424,977 Land $196,637 Building $228,340
2024	$17,236.00 (+3.2%)
2023	$16,702.00	$607,110 Land $280,910 Building $326,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile.

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