1316 Co Rd 55, Clanton, AL 35046 Property Records

Chilton County property record for 1316 Co Rd 55, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1900
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Jul 2018)
Tax Bill	$685 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1003050000006000`

Property Details

APN / Parcel Number

Primary APN	`1003050000006000`
Alternative APNs	`97752` `7112`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Adjusted Area
1st Floor Area	1,680 sqft
Basement Area	1,516 sqft
Finished Basement	1,516 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	322 ft deep x 115 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	7112
Street Address	1316 COUNTY ROAD 55
City	CLANTON
State	AL
Zip	35046-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S5 T22 R15 PT OF NW-NW DESC ASBEWG 280.98 SOUTH OF NW COR OF SEC THALG CR#55 NE.115.01 THSE.245.89 SW.257 N.322 TO POB
Legal Range	15
Legal Township	22
Legal Section	05
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1022
Census Tract	60300

Owner

1316 Co Rd 55 is owned and occupied by an individual who bought it in July 2018.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 COUNTY ROAD 55, CLANTON, AL 35046-4930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit MARION COMMUNITY BANK
May 12, 2022	Deed in Lieu of Foreclosure, Foreclosure
Jul 3, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CAREY WALDROP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Jan 26, 2005 · Amount on File
Deed Document Number	2018215665
Deed Book / Page	2018 / 215665
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 807, CLANTON, AL 35046-0807

Mortgage

Document Number	R2023/255480
Date	Sep 11, 2023
Book Page	R2023/255480
Instrument	255480

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/215210
Date	Jun 11, 2018
Book Page	R2018/215210
Instrument	215210

Lender

Name	REGIONS BANK
Type	Bank
Address	JEMISON, AL 35085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2017/207267
Date	May 8, 2017
Book Page	R2017/207267
Instrument	207267

Lender

Name	REGIONS BANK
Type	Bank
Address	CLANTON, AL 35045

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Apr 26, 2024

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050

Mortgage

Document Number	R2022/250310
Date	Dec 29, 2022
Book Page	R2022/250310
Instrument	250310

Lender

Name	MARION COMMUNITY BANK
Type	Bank
Address	JEMISON, AL 35085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Dec 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHILTON AL
Recording Date	May 12, 2022
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Document Number	R2022/245971
Book / Page	R2022 / 245971
Instrument Date	May 10, 2022
Instrument	245971
Transaction Type	Foreclosure
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 3, 2018
Property Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050
Document Number	R2018/215665
Book / Page	R2018 / 215665
Instrument Date	Jun 26, 2018
Instrument	215665
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 COUNTY ROAD 52, JEMISON, AL 35085-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 COUNTY RD, CLANTON, AL 35046

Mortgage

Document Number	0000215666
Date	Jul 3, 2018
Instrument	215666

Lender

Name	CAREY WALDROP
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Co Rd 55 was $685, down 51.1% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (-51.14%)	$35,820 (-) Land $6,160 Building $29,660	$179,100 Land $30,800 Building $148,300
2024	$1,402.00 (+54.24%)	$35,820 (+54.53%) Land $6,160 Building $29,660
2023	$909.00 (+27.85%)	$23,180 (+135.57%) Land $5,880 Building $17,300	$179,100 (+82.01%) Land $30,800 Building $148,300
2022	$711.00	$9,840 Land $2,970 Building $6,870	$98,400 Land $29,700 Building $68,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 Co Rd 55 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Co Rd 55 is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 55

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