1316 Central Ave, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 1316 Central Ave, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	3,175 sqft · built 1983
Lot Size	0.064 acres (2,775 sqft)
Owner	Individual Name on Record
Last Sale	$857,000 (Dec 2017)
Tax Bill	$17,401 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00066-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00066-0000-00013`
Alternative APNs	`100006600013` `154500`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,175 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	2,775 sqft (0.064 acres)
Lot Dimensions	73 ft deep x 38 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	154500
Street Address	1316 CENTRAL AVE
City	UNION CITY
State	NJ
Zip	07087-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ADDITIONAL LOTS: LIVING TRUST
Legal Subdivision	MAP OF PROPERTY OF WEST HOBOKEN
Legal Block	66
Legal Lot Number	13
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	4
Census Block	4006
Census Tract	17100

Owner

Source: Hudson County and Union City records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1316 CENTRAL AVE, 1, UNION CITY, NJ 07087-3124
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Intrafamily Transfer, Transfer
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLIFLY SVGS BK
Dec 18, 2017	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Apr 9, 2015 · Amount on Record
Deed Document Number	201710147060
Deed Book / Page	9266 / 307
Last Transfer Date	Oct 27, 2023
Transfer Doc	0010083580
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUDSON NJ
Recording Date	Nov 17, 2023
Property Address	1316 CENTRAL AVE, UNION CITY, NJ 07087-3124
Document Number	20231117010083580
Book / Page	9785 / 740
Instrument Date	Oct 27, 2023
Instrument	20231117010083580
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 CENTRAL AVE # 1, 1, UNION CITY, NJ 07087-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 CENTRAL AVE, UNION CITY, NJ 07087-3124

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1316 CENTRAL AVE, UNION CITY, NJ 07087-3124
Document Number	0060065290
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 CENTRAL AVE UNION CITY NJ 070873124, UNION CITY, NJ 07087-3124

Mortgage

Document Number	0060065290
Date	May 28, 2020
Instrument	60065290

Lender

Name	POLIFLY SVGS BK
Type	Federal Savings Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Dec 18, 2017
Property Address	1316 CENTRAL AVE, UNION CITY, NJ 07087-3124
Document Number	0010147060
Book / Page	009266 / 000307
Instrument Date	Nov 24, 2017
Instrument	10147060
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 CENTRAL AVE UNION CITY NJ 070873124, UNION CITY, NJ 07087-3124

Mortgage

Document Number	60161800
Date	Dec 18, 2017
Book Page	019090/000610
Instrument	60161800

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$965,600 (+2.55%) Land $312,900 Building $652,700	$965,600 (+2.55%) Land $312,900 Building $652,700
2025	$17,401.00 (+1.69%)	$941,600 (+348.38%) Land $305,200 Building $636,400	$941,600 (+348.38%) Land $305,200 Building $636,400
2024	$17,112.00 (+14.13%)
2023		$210,000 (-) Land $126,500 Building $83,500	$210,000 (-) Land $126,500 Building $83,500
2022	$14,994.00 (+0.37%)	$210,000 Land $126,500 Building $83,500	$210,000 Land $126,500 Building $83,500
2021	$14,939.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry, Xfinity.

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