1316 Carmel Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1316 Carmel Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1,320 sqft
Lot Size	100 acres (15,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Feb 2025)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0082J-0F-002.00`

Property Details

APN / Parcel Number

Primary APN	`0082J-0F-002.00`
Alternative APN	`14948`

Interior

Full Baths	2 Baths
Building Area	1,320 sqft Living Area
Gross Area	1,512 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	15,012 sqft (100 acres)
Lot Dimensions	15 ft deep x 100 ft wide

Location & Zoning

Account Number	14948
Street Address	1316 CARMEL RD
City	LANCASTER
State	SC
Zip	29720-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100 X 150
Legal Subdivision	CLOIST
Legal Block	101
Legal Lot Number	101
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10500

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 CARMEL RD, LANCASTER, SC 29720-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jun 6, 2024	Deed of Trust, Mortgage · Line of Credit PHILIP SQUATRITO
Jun 22, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20252421
Deed Book / Page	1889 / 296
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1316 CARMEL RD, LANCASTER, SC 29720-2957
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 ARMSTRONG FORD RD, ROCK HILL, SC 29730-8300

Mortgage

Document Number	0000002422
Date	Feb 25, 2025
Book Page	5290/34
Instrument	2025002422

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 5, 2040

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1316 CARMEL RD, LANCASTER, SC 29720-2957
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006650
Date	Jun 6, 2024
Book Page	5142/78
Instrument	2024006650

Lender

Name	PHILIP SQUATRITO
Type	Private Party
Address	1161 ESTATES AVE, INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 22, 2022
Property Address	1316 CARMEL RD, LANCASTER, SC 29720-2957
Document Number	0000010299
Book / Page	1562 / 10
Instrument Date	Jun 22, 2022
Instrument	2022010299
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15828 REYBONDS DR, FORT MILL, SC 29707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (+1,092.93%)	$8,094 (+2,598%) Land $230 Building $7,864	$206,600 (+4,032%) Land $10,000 Building $196,600
2024	$99.00
2023	$99.00	$300 Land $300	$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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