1316 Andover Cir, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 1316 Andover Cir, Commerce Township, MI 48390

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,556 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$175,975 (Dec 2011)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-28-477-067`

Property Details

APN / Parcel Number

Primary APN	`E-17-28-477-067`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,513 sqft
Basement Area	1,513 sqft
Unfinished Basement	1,513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	0.3 ft deep x 1 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1316 ANDOVER CIR
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-2262
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R8E, SEC 28 OAKLAND COUNTY CONDOMINIUM PLAN NO 1695 BENSTEIN CROSSING UNIT 67 L 34652 P 067 1-3-05 FR 476-024
Legal Range	08E
Legal Township	02N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	67
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3011
Census Tract	135200

Owner

1316 Andover Cir, a condominium, is owned and occupied by two individuals who acquired it in July 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 ANDOVER CIR, COMMERCE TOWNSHIP, MI 48390-2262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2011 · Amount on File
Deed Sale	Dec 30, 2011 · Amount on File
Deed Document Number	2011238637
Deed Book / Page	43713 / 773
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000103965
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1316 ANDOVER CIR, COMMERCE TOWNSHIP, MI 48390-2262
Document Number	0000126864
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 ANDOVER CIR COMMERCE TOWNSHIP MI 483902262, COMMERCE TOWNSHIP, MI 48390-2262

Mortgage

Document Number	0000126864
Date	Aug 7, 2019
Book Page	053113/000582
Instrument	126864

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2029

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1316 ANDOVER CIR, COMMERCE TOWNSHIP, MI 48390-2262
Document Number	0000006734
Book / Page	050274 / 000411
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 ANDOVER CIR COMMERCE TOWNSHIP MI 483902262, COMMERCE TOWNSHIP, MI 48390-2262

Mortgage

Document Number	0000006734
Date	Jan 11, 2017
Book Page	050274/000411
Instrument	6734

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Andover Cir was $2,117 with a homeowner's exemption, down 38% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (-37.95%) Homeowner's exemption	$179,110	$358,220
2024	$3,412.00
2023		$153,930	$307,860
2021	$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Andover Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Andover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNY LAKE ESTATES SUBDIVISION serves 390 people · EPA ID MI0005235
Water Source	Groundwater
Last State Inspection	Jun 2021
Also Mapped Here	COMMERCE TOWNSHIP
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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