1316 Ada St, Joliet, IL 60432 Property Records

Will County property record for 1316 Ada St, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,196 sqft · built 1956
Lot Size	0.13 acres (5,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,200 (Oct 2025)
Tax Bill	$349 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-02-403-007`

Property Details

APN / Parcel Number

Primary APN	`30-07-02-403-007`
Alternative APN	`07024030070000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	5,641 sqft (0.13 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1316 ADA ST
City	JOLIET
State	IL
Zip	60432-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN GREENWOOD AND ANTRAM'S SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SE1/4 OF SEC 2, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	02
Legal Subdivision	GREENWOOD
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1013
Census Tract	881201

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 WINSTON LN, HOFFMAN ESTATES, IL 60192-1847
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202555745
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 6, 2025
Property Address	1316 ADA ST, JOLIET, IL 60432-1304
Document Number	0000055745
Map Reference	DOC299032MB17PG11
Instrument Date	Sep 23, 2025
Instrument	R2025055745
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 ADA ST, JOLIET, IL 60432-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3820 WINSTON LN, HOFFMAN ESTATES, IL 60192-1847

Mortgage

Document Number	0000055746
Date	Oct 6, 2025
Instrument	R2025055746

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1316 ADA ST, JOLIET, IL 60432-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011578
Date	Feb 6, 2017
Instrument	R2017011578

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Mar 15, 2023

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00 (-4.12%)	$46,505 (+9.3%) Land $3,540 Building $42,965	$139,515 (+9.3%) Land $10,620 Building $128,895
2024	$364.00 (-57.82%)	$42,548 (+24.42%) Land $3,239 Building $39,309	$127,644 (+24.42%) Land $9,717 Building $117,927
2022	$863.00 Homeowner's exemption Senior Citizen's exemption	$34,196 Land $2,603 Building $31,593	$102,588 Land $7,809 Building $94,779

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications.

Nearby Properties on Ada St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures