1316 5th St, Aurora, IL 60505 Property Records

Kane County property record for 1316 5th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1947
Lot Size	0.14 acres (6,075 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2023)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-34-327-008`

Property Details

APN / Parcel Number

Primary APN	`15-34-327-008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,075 sqft (0.14 acres)
Lot Dimensions	135 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1316 5TH ST
City	AURORA
State	IL
Zip	60505-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERCE & PIRONS ADDN : LOT 20 LOT DIMENSIONS: 45 X 135 APPROX LOT SQ FT 6075 SUBDIVISION: ASHLND-MONT-HOWELL-DOUGLAS RANGE CODE: 001
Legal Subdivision	ASHLND-MONT-HOWELL-DOUGLAS
Legal Block	2
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2019
Census Tract	854401

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1316 5TH ST, AURORA, IL 60505-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 18, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2019	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Sep 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	20233379
Prior Transfer Date	Mar 16, 2013
Prior Transfer Doc	0000067455
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2023
Property Address	1316 5TH ST, AURORA, IL 60505-5624
Document Number	0000003379
Instrument Date	Jan 19, 2023
Instrument	2023K003379
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 5TH ST, AURORA, IL 60505-5624

Mortgage

Document Number	0000003380
Date	Feb 1, 2023
Instrument	2023K003380

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Mortgage

Document Number	0000003381
Date	Feb 1, 2023
Instrument	2023K003381

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	1316 5TH ST, AURORA, IL 60505-5624
Document Number	0000013950
Instrument Date	Mar 4, 2020
Instrument	2020K013950
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 MITCHELL RD, 1880, AURORA, IL 60505-9533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 HIGH ST, AURORA, IL 60505-2523

Mortgage

Document Number	0000013951
Date	Mar 18, 2020
Instrument	2020K013951

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate	4.12%

Mortgage

Document Number	0000013952
Date	Mar 18, 2020
Instrument	2020K013952

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 16, 2019
Property Address	1316 5TH ST, AURORA, IL 60505-5624
Document Number	0000060745
Instrument Date	Dec 4, 2019
Instrument	60745
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1880 MITCHELL RD AURORA IL 605059533, AURORA, IL 60505-9533

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Sep 19, 2019
Property Address	1316 5TH ST, AURORA, IL 60505-5624
Document Number	0000043843
Instrument Date	Aug 24, 2019
Instrument	43843
Transaction Type	Foreclosure
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (+27.82%)	$46,653 (+9.39%) Land $8,313 Building $38,340	$140,015 (+9.39%) Land $24,949 Building $115,066
2024		$42,648 (+29.5%) Land $7,599 Building $35,049	$127,995 (+29.55%) Land $22,806 Building $105,189
2022	$1,801.00 (+2.56%) Homeowner's exemption	$32,933 (+7.41%) Land $6,195 Building $26,738	$98,799 (+7.41%) Land $18,585 Building $80,214
2021	$1,756.00 Homeowner's exemption	$30,661 Land $5,768 Building $24,893	$91,983 Land $17,304 Building $74,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Also Mapped Here	AURORA
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

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