1316 3rd St, Whitefish, MT 59937 Property Records

Flathead County property record for 1316 3rd St, Whitefish, MT 59937 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,016 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,567 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0757747`

Property Details

APN / Parcel Number

Primary APN	`R0757747`
Alternative APNs	`07-4293-32-2-06-07-0000` `0000193755`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Finished Basement	1,016 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000193755
Street Address	1316 3RD ST
City	WHITEFISH
State	MT
Zip	59937-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAREVIEW ADD, S32, T31 N, R21 W, BLOCK 001, LOT 014
Legal Range	21W
Legal Township	31N
Legal Section	32
Legal Quarter	NW
Legal Subdivision	SHAREVIEW ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2008
Census Tract	404

Owner

Source: Flathead County records · APN R0757747

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MILE HIGH CT, KALISPELL, MT 59901-8558
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jul 31, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1316 E 3RD ST, WHITEFISH, MT 59937-2628
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILE HIGH CT, KALISPELL, MT 59901-8558

Mortgage

Document Number	202600003619
Date	Feb 24, 2026
Instrument	202600003619

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2033
Change Frequency	Annually
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Max Rate	10.9%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1316 3RD ST, WHITEFISH, MT 59937-2628
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020674
Date	Jun 17, 2021
Instrument	202100020674

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2031

July 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 31, 2018
Property Address	1316 3RD ST, WHITEFISH, MT 59937-2628
Document Number	201800015795
Instrument Date	Jul 25, 2018
Instrument	201800015795
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 3RD ST, 1316, WHITEFISH, MT 59937-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 3RD ST, WHITEFISH, MT 59937-2628

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,567.00	$519,400	$519,400 Land $219,538 Building $299,862

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 21% of Montana
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, MontanaSky Networks, VFN Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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