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13154 Lakeshore Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13154 Lakeshore Dr, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,237 sqft · built 1958
Lot Size0.351 acres (15,300 sqft)
Owner2 Company Names on Record
Tax Bill$2,043 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN395-030-12-00

Property Details

APN / Parcel Number

Primary APN395-030-12-00
Alternative APN
  • 3950400600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,237 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area15,300 sqft (0.351 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3950400600
Street Address13154 LAKESHORE DR
CityLAKESIDE
StateCA
Zip92040-3318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 12 TR 003490
Legal SubdivisionPALERMO TERRACE
Legal Tract003490
Legal Block3
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13154 LAKESHORE DR, LAKESIDE, CA 92040-3318
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 30, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 24, 2025
Transfer Doc0000024521
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13154 LAKESHORE DR, LAKESIDE, CA 92040-3318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13154 LAKESHORE DR, LAKESIDE, CA 92040-3318

Mortgage

Document Number0000519252
DateSep 8, 2020
Instrument2020-0519252
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13154 LAKESHORE DR, LAKESIDE, CA 92040-3318
Document Number0000421301
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13154 LAKESHORE DR LAKESIDE CA 920403318, LAKESIDE, CA 92040-3318

Mortgage

Document Number0000421301
DateOct 10, 2018
Instrument421301
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 9, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$112,102 (+2%) Land $44,032 Building $68,070
2025$2,043.00 (+10.49%) Homeowner's exemption$109,905 (+4.04%) Land $43,169 Building $66,736
2023$1,849.00 (+3.01%) Homeowner's exemption$105,640 Land $41,494 Building $64,146
2022$1,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

May also be available: Verizon.

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