Hamilton County property record for 13150 Ditch Rd, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 9 ba · 12,361 sqft · built 2019 |
| Lot Size | 3.91 acres (170,320 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $44,163 (2024) |
| Deeds & Mortgages | Mortgage Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-000-024.001-018 |
| Primary APN | 29-09-28-000-024.001-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 33 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 12,361 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 6,609 sqft |
| Finished Basement | 2,746 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 170,320 sqft (3.91 acres) |
| Garage Type | Mixed |
| Garage Area | 1,752 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 990 sqft |
| Porch | Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280000024001 |
|---|---|
| Street Address | 13150 DITCH RD |
| City | CARMEL |
| State | IN |
| Zip | 46032-9470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 3.91, SECTION 28, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 110909 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13150 DITCH RD, CARMEL, IN 46032-9470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK |
| Apr 15, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CENTIER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2016 |
| Deed Sale | Nov 4, 2016 |
| Deed Document Number | 2014057462 |
| Prior Transfer Date | Dec 18, 2014 |
| Prior Transfer Doc | 2014057462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13150 DITCH RD, CARMEL, IN 46032-9470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7642 BALLYSHANNON ST, INDIANAPOLIS, IN 46217-7415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13150 DITCH RD, CARMEL, IN 46032-9470 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7642 BALLYSHANNON ST, INDIANAPOLIS, IN 46217-7415 |
| Document Number | 0000088583 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021088583 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13150 DITCH RD, CARMEL, IN 46032-9470 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021023397 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021023397 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 15, 2019 |
| Property Address | 13150 DITCH RD, CARMEL, IN 46032-9470 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 14725 |
| Transaction Type | Construction Loan |
| Record Updated | May 6, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1702 W MAIN ST CARMEL IN 460328828, CARMEL, IN 46032-8828 |
| Document Number | 0000014725 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 14725 |
| Name | CENTIER BK |
|---|---|
| Type | Bank |
| Address | 600 E 84TH AVE, MERRILLVILLE, IN 46410-6366 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,979,600 (+10.2%) Land $294,600 Building $3,685,000 | $3,979,600 (+10.2%) Land $294,600 Building $3,685,000 | |
| 2024 | $44,163.00 (-0.6%) | ||
| 2023 | $44,428.00 (+18.16%) Homeowner's exemption | $3,611,200 (+21.51%) Land $247,100 Building $3,364,100 | $3,611,200 (+21.51%) Land $247,100 Building $3,364,100 |
| 2022 | $37,600.00 | $2,972,000 Land $247,100 Building $2,724,900 | $2,972,000 Land $247,100 Building $2,724,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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