1315 Whaley Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1315 Whaley Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 1960
Lot Size	0.282 acres (12,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,633 (Jul 2026)
Tax Bill	$4,625 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2385-006-00002`

Property Details

APN / Parcel Number

Primary APN	`2385-006-00002`
Alternative APN	`16551`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,502 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,301 sqft (0.282 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	382 sqft
Storage Building	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-006-00002
Street Address	1315 WHALEY DR
City	GAINESVILLE
State	TX
Zip	76240-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 6; LOT 2 S 82'; LIFE EST STELLA PHILLIPP
Legal Subdivision	HILLCREST ADDN
Legal Block	6
Legal Lot Number	2S82
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2035
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1315 WHALEY DR, GAINESVILLE, TX 76240-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	20264924
Deed Book / Page	2793 / 382
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Jul 1, 2026
Property Address	1315 WHALEY DR, GAINESVILLE, TX 76240-2943
Document Number	0000004924
Book / Page	2793 / 382
Instrument Date	Jun 17, 2026
Instrument	20264924
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 WHALEY DR, GAINESVILLE, TX 76240-2943

Mortgage

Document Number	0000004925,
Date	Jul 1, 2026
Book Page	2793/387
Instrument	20264925

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,625.00 (+370.98%) Homeowner's exemption Senior Citizen's exemption	$221,067 (+8.27%) Land $48,835 Building $172,232	$221,067 (-) Land $48,835 Building $172,232
2025	$982.00 (+0.72%) Homeowner's exemption Senior Citizen's exemption	$204,179 (+21%) Land $48,835 Building $172,232	$221,067 (+10.11%) Land $48,835 Building $172,232
2024	$975.00 (-11.2%)
2023		$168,743 Land $48,831 Building $151,934	$200,765 Land $48,831 Building $151,934
2022	$1,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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