1315 Washington St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1315 Washington St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,805 sqft · built 1900
Lot Size	0.18 acres (7,842 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2022)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Apr 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8914-13-132-009`

Property Details

APN / Parcel Number

Primary APN	`8914-13-132-009`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
1st Floor Area	658 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,842 sqft (0.18 acres)
Lot Dimensions	106 ft deep x 3 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	119 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1315 WASHINGTON ST
City	CEDAR FALLS
State	IA
Zip	50613-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J R AND S CAMERONS ADDITION N 60 FT LOT 3 BLK 3 EXC W 26 FT N 3 FT S 9 FT
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	J R AND S CAMERONS ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1009
Census Tract	2301

Owner

1315 Washington St is owned and occupied by two individuals who bought it in April 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1315 WASHINGTON ST, CEDAR FALLS, IA 50613-4152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Deed Document Number	202219998
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0000022521
Record Updated	Oct 29, 2026

April 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 13, 2022
Property Address	1315 WASHINGTON ST, CEDAR FALLS, IA 50613-4152
Document Number	202200019998
Instrument	202200019998
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 WASHINGTON ST, CEDAR FALLS, IA 50613-4152

Mortgage

Document Number	202200019999
Date	Apr 13, 2022
Instrument	202200019999

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Washington St was $2,848 with a homeowner's exemption, up 6.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+6.35%) Homeowner's exemption	$200,640 Land $40,990 Building $159,650	$200,640 Land $40,990 Building $159,650
2024	$2,678.00
2023		$173,420 (+7.92%) Land $26,350 Building $147,070	$173,420 Land $26,350 Building $147,070
2022	$2,802.00 Homeowner's exemption	$160,700 Land $26,350 Building $134,350
2021			$160,700 Land $26,350 Building $134,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 Washington St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (2008–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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