1315 W Cedar Ave, Duncan, OK 73533 Property Records

Stephens County property record for 1315 W Cedar Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1935
Lot Size	0.327 acres (14,246 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Sep 2022)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13704`

Property Details

APN / Parcel Number

Primary APN	`13704`
Alternative APN	`1001-00-074-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,246 sqft (0.327 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	325 sqft
Porch	Slab
Porch Area	164 sqft
Shed	1 Shed
Shed Area	96 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13704
Street Address	1315 W CEDAR AVE
City	DUNCAN
State	OK
Zip	73533-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 74 W75 LOT 5 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	74
Legal Lot Number	5
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1011
Census Tract	300

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Sep 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANCFIRST
Jul 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 30, 2020	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Apr 18, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20229912
Deed Book / Page	6233 / 241
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	006233/241
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057

Mortgage

Document Number	0006322/89
Date	Apr 5, 2023
Book Page	6322/89
Instrument	I-2023-003251

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 4, 2028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 26, 2022
Property Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Document Number	006233/241
Book / Page	6233 / 241
Instrument Date	Sep 19, 2022
Instrument	I-2022-009912
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057

Mortgage

Document Number	I2022009913
Date	Sep 26, 2022
Instrument	I-2022-009913

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 19, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5522/083
Date	Jul 27, 2018
Book Page	5522/083
Instrument	2018-007861

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 27, 2019

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 30, 2020
Property Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Document Number	005882/132
Book / Page	5882 / 132
Instrument Date	Oct 26, 2020
Instrument	2020-009034
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057

Mortgage

Document Number	2020009035
Date	Oct 30, 2020
Instrument	2020-009035

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 30, 2021

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Apr 18, 2018
Property Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057
Document Number	005470/261
Book / Page	5470 / 261
Instrument Date	Apr 17, 2018
Instrument	2018-004115
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W CEDAR AVE, DUNCAN, OK 73533-4057

Mortgage

Document Number	2018004593
Date	Apr 18, 2018
Instrument	2018-004593

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,337 (+1.69%) Land $1,210 Building $19,127	$184,881 (+1.68%) Land $11,000 Building $173,881
2025	$1,687.00 (-0.06%)	$20,000 (-4.78%) Land $1,210 Building $18,790	$181,818 (-4.78%) Land $11,000 Building $170,818
2024	$1,688.00 (-5.27%)	$21,005 (+0.92%) Land $1,210 Building $19,795	$190,954 (+0.92%) Land $11,000 Building $179,954
2023	$1,782.00	$20,814 Land $1,210 Building $19,604	$189,221 Land $11,000 Building $178,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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