1315 W 4th St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 1315 W 4th St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,021 sqft · built 1957
Lot Size	0.222 acres (9,662 sqft)
Owner	Individual Name on File
Last Sale	$264,071 (Mar 2024)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-109000-009600-0`

Property Details

APN / Parcel Number

Primary APN	`34-109000-009600-0`
Alternative APNs	`3410900000960000111` `136365`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
Gross Area	1,274 sqft
1st Floor Area	1,021 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,662 sqft (0.222 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	253 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	416 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1315 W 4TH ST
City	MCGREGOR
State	TX
Zip	76657-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GRANTHAM-MEADOR LOT 18 BLOCK 9 ACRES .2218
Legal Subdivision	GRANTHAM-MEADOR
Legal Block	9
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	3
Census Block	3022
Census Tract	3902

Owner

1315 W 4th St is owned and occupied by an individual who bought it in March 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1315 W 4TH ST, MCGREGOR, TX 76657-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST GUARANTY BANK
Dec 7, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	20247383
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	0000022482
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 12, 2024
Property Address	1315 W 4TH ST, MCGREGOR, TX 76657-1418
Document Number	0000007383
Map Reference	VOL 741 PG 579
Instrument Date	Mar 11, 2024
Instrument	2024007383
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W 4TH ST, MCGREGOR, TX 76657-1418

Mortgage

Document Number	0000007384
Date	Mar 12, 2024
Instrument	2024007384

Lender

Name	FIRST GUARANTY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1315 W 4TH ST, MC GREGOR, TX 76657-1418
Document Number	0000043099
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 W 9TH ST MC GREGOR TX 766572084, MC GREGOR, TX 76657-2084

Mortgage

Document Number	0000043099
Date	Dec 14, 2018
Instrument	43099

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 13, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1315 W 4th St was $3,275, down 9.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,305 (-2.42%) Land $22,028 Building $126,277	$148,305 (-2.42%) Land $22,028 Building $126,277
2025	$3,275.00 (-9.68%)	$151,980 Land $20,000 Building $131,980	$151,980 Land $20,000 Building $131,980
2024	$3,626.00
2023		$143,550 Land $20,000 Building $123,550	$143,550 Land $20,000 Building $123,550
2022	$2,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 W 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband, Rise Broadband, T-Mobile, Verizon.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures