Spokane County property record for 1315 W 20th Ave, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,841 sqft · built 1938 |
| Lot Size | 0.707 acres (30,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $879,000 (Jul 2020) |
| Tax Bill | $12,988 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35302.4602 |
| Primary APN | 35302.4602 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,841 sqft Living Area |
| Gross Area | 5,796 sqft |
| 1st Floor Area | 2,169 sqft |
| 2nd Floor Area | 1,472 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 116 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 30,806 sqft (0.707 acres) |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 94 sqft |
| Patio Area | 70 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 1315 W 20TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | IRVING HTS W35FT OF L2 &PT L3TO5 B28 ALL 3&4 &VAC ALLEY 16FT WD ADJ W1/2 L3 & ALL 4 & PTN L5 INC VAC ALLEY 16FT WD E OF LN EXT FR M NWCOR OF L5 TO PT 25FT E OF SWCOR OF L7 INC VAC 37.5FT STP N OF & ADJ L3TO5 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 30 |
| Legal Subdivision | IRVING HTS |
| Legal Block | 28 |
| Legal Lot Number | 2,3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 4200 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1315 W 20TH AVE, SPOKANE, WA 99203-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO |
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage WASHINGTON TR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Oct 1, 2015 · Amount on Record |
| Deed Document Number | 20206938286 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0006435817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1315 W 20TH AVE, SPOKANE, WA 99203-1150 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007045682 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 7045682 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 2, 2020 |
| Property Address | 1315 W 20TH AVE, SPOKANE, WA 99203-1150 |
| Document Number | 0006938286 |
| Map Reference | VOL A PG 103 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 6938286 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,751.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 W 20TH AVE, SPOKANE, WA 99203-1150 |
| Document Number | 0006938287 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 6938287 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1315 W 20TH AVE, SPOKANE, WA 99203-1150 |
| Document Number | 0006769998 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1315 W 20TH AVE SPOKANE WA 992031150, SPOKANE, WA 99203-1150 |
| Document Number | 0006769998 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 6769998 |
| Name | WASHINGTON TR BK |
|---|---|
| Type | Bank |
| Address | COEUR D'ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,988.00 (-2.63%) | $1,262,500 (-2.4%) Land $247,500 Building $1,015,000 | $1,262,500 (-2.4%) Land $247,500 Building $1,015,000 |
| 2025 | $13,339.00 (+5.66%) | ||
| 2024 | $1,293,600 (+43.82%) Land $195,700 Building $1,097,900 | $1,293,600 (+43.82%) Land $195,700 Building $1,097,900 | |
| 2023 | $12,625.00 (+20.25%) | $899,440 Land $177,840 Building $721,600 | $899,440 Land $177,840 Building $721,600 |
| 2022 | $10,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 64% of Washington |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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