1315 Util Cir, Oxnard, CA 93030 Property Records

Ventura County property record for 1315 Util Cir, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,717 sqft · built 2001
Lot Size	0.12 acres (5,243 sqft)
Owner	Company Name on Record
Last Sale	$319,500 (Apr 2001)
Tax Bill	$6,333 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0-155-205`

Property Details

APN / Parcel Number

Primary APN	`215-0-155-205`
Alternative APN	`2150061030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	1,562 sqft
2nd Floor Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,243 sqft (0.12 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Patio Area	384 sqft

Location & Zoning

Street Address	1315 UTIL CIR
City	OXNARD
State	CA
Zip	93030-6189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 514802 LOT: 126 REF: 141MR 63
Legal Subdivision	TRACT NO 5148 2
Legal Tract	514802
Legal Block	155
Legal Lot Number	126
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2006
Census Tract	3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1315 UTIL CIR, OXNARD, CA 93030-6189
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2001 · Amount on Record
Deed Sale	Apr 17, 2001 · Amount on Record
Deed Document Number	200167499
Last Transfer Date	Nov 28, 2005
Transfer Doc	0000299449
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1315 UTIL CIR, OXNARD, CA 93030-6189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 UTIL CIR, OXNARD, CA 93030-6189

Mortgage

Document Number	0000227682
Date	Dec 24, 2020
Instrument	20201224-00227682

Lender

Name	THE LOAN STORE INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1315 UTIL CIR, OXNARD, CA 93030-6189
Document Number	0000070982
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	LAWYERS TITLE COMPANY/SYNRGO, LAWYERS TITLE CO/SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 UTIL CIR OXNARD CA 930306189, OXNARD, CA 93030-6189

Mortgage

Document Number	0000070982
Date	May 21, 2020
Instrument	70982

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,252 (+2%) Land $196,308 Building $304,944
2025	$6,333.00 (-0.28%) Homeowner's exemption	$491,424 (+4.04%) Land $192,459 Building $298,965
2024	$6,351.00 (+7.92%)
2023	$5,885.00 (+2.53%) Homeowner's exemption	$472,343 Land $184,987 Building $287,356
2022	$5,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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