Clear Creek County property record for 1315 Upper Bear Creek Rd, Evergreen, CO 80439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,386 sqft · built 1959 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $423,000 (May 2017) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2085-112-01-083 |
| Primary APN | 2085-112-01-083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Traditional |
| Exterior Material | Shingles |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Terrain | Combination |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 314 sqft |
| Patio Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Connected |
| Account Number | R014192 |
|---|---|
| Street Address | 1315 UPPER BEAR CREEK RD |
| City | EVERGREEN |
| State | CO |
| Zip | 80439-4241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR-1 |
| Legal Description | SUBDIVISION: BENDEMEER TRACT #1 LOT: 31 AND:- LOT: 33 AND:- LOT: 35 - & IMPS - 401/222-224 MERGER 553/476 - AGREE 700/149 - STMT OF AUTHOR 706/745 - 2004 ASSESSORS PENALTY $25.00 - REFER TO CS 39-14-102 (1)(B) CRS, STMT AUTHOR 767/303 |
| Legal Subdivision | BENDEMEER |
| Legal Tract | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | CLEAR CREEK CO |
| Township / Civil Division | IDAHO SPRINGS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14701 |
1315 Upper Bear Creek Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Clear Creek County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-4241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC |
| May 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Prior Sale | Jun 28, 2013 · Amount on File |
| Deed Document Number | 2017284235 |
| Deed Book / Page | 934 / 585 |
| Prior Transfer Date | Aug 29, 2014 |
| Prior Transfer Doc | 0008900117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1315 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-4241 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010510210 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 1051/210 |
| Instrument | 311105 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | EVERGREEN, CO 80439 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1315 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-4241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0009850275 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 985/275 |
| Instrument | 295951 |
| Name | HOME MORTGAGE ALLIANCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80237 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Recording Date | May 23, 2017 |
| Property Address | 1315 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-4241 |
| Document Number | 0009340585 |
| Book / Page | 00934 / 0585 |
| Map Reference | DOC65069 |
| Instrument Date | May 19, 2017 |
| Instrument | 284235 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1315 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-4241 |
| Document Number | 0000284236 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 284236 |
| Name | HOME MORTGAGE ALLIANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1315 Upper Bear Creek Rd was $3,275.
Source: Clear Creek County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Clear Creek County |
| Unified School District | Clear Creek School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,275.00 | $42,690 Land $7,410 Building $35,280 | $683,120 Land $118,630 Building $564,490 |
| 2023 | $3,013.00 (-3.4%) | $38,880 (-1.34%) Land $7,260 Building $31,620 | $580,340 (+2.34%) Land $108,360 Building $471,980 |
| 2022 | $3,119.00 | $39,410 Land $8,240 Building $31,170 | $567,050 Land $118,630 Building $448,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1315 Upper Bear Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Upper Bear Creek Rd is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 99% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVERGREEN MD serves 15,750 people · EPA ID CO0130030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Clear Creek Broadband Fixed Wireless | 50 / 10 |
May also be available: CenturyLink.
No cell data coverage reported
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