1315 Trinity Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1315 Trinity Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 844 sqft · built 1940
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Oct 2020)
Tax Bill$4,626 (2026)
Deeds & MortgagesSep 2023 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN422800 58.7-12-28

Property Details

APN / Parcel Number

Primary APN422800 58.7-12-28
Alternative APN
  • 280005800700120280000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area844 sqft Living Area
1st Floor Area844 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area375 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1315 TRINITY AVE
CitySCHENECTADY
StateNY
Zip12306-2819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G/ SAMUEL S CAPRA JR SCHDY ANNEX 127 6.-455-16
Legal Block12
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1018
Census Tract33004

Owner

1315 Trinity Ave is owned and occupied by an individual who bought it in October 2020.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1315 TRINITY AVE, SCHENECTADY, NY 12306-2819
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Oct 16, 2020Warranty Deed, Transfer
NY ABSTRACT, NY ABS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Prior SaleJun 21, 2012 · Amount on File
Deed Document Number202032229
Deed Book / Page2043 / 752
Prior Transfer DateAug 7, 2006
Prior Transfer Doc0017400653
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1315 TRINITY AVE, SCHENECTADY, NY 12306-2819
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 TRINITY AVE, SCHENECTADY, NY 12306-2819

Mortgage

Document Number0000053251
DateSep 20, 2023
Book Page5331/610
Instrument202353251
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2043

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2020
Property Address1315 TRINITY AVE, SCHENECTADY, NY 12306-2819
Document Number0000032229
Book / Page002043 / 000752
Instrument DateOct 2, 2020
Instrument32229
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyNY ABSTRACT, NY ABS

Transaction

AmountAmount on Record
Tax$588.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 BALLSTON RD SCHENECTADY NY 123023481, SCHENECTADY, NY 12302-3481

Tax Assessment & Valuation

The 2026 property tax bill for 1315 Trinity Ave was $4,626, up 2.1% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,626.00 (+2.05%)
2025$4,533.00$124,000 Land $6,800 Building $117,200$190,800 Land $10,463 Building $180,337
2023$124,000 Land $6,800 Building $117,200$163,200 Land $8,950 Building $154,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 Trinity Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Trinity Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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