1315 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1315 Thomas Ave, Saint Paul, MN 55104 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1924
Lot Size	0.112 acres (4,922 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2018)
Tax Bill	$3,984 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-12-0209`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-12-0209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	888 sqft
Basement Area	120 sqft
Finished Basement	120 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1315 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYNDICATE NO. 5 ADDITION LOT 22 BLK 15
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	1
Quarter-Quarter Section	2
Legal Subdivision	SYNDICATE NO 5 ADDITION
Legal Block	15
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2012
Census Tract	32300

Owner

Source: Ramsey County records · APN 34-29-23-12-0209

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 THOMAS AVE, SAINT PAUL, MN 55104-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED
Dec 07, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 06, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Dec 07, 2017
Deed Document Number	A04706116
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1315 THOMAS AVE, SAINT PAUL, MN 55104-2545
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04888279
Date	Jun 07, 2021
Instrument	A04888279

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 17, 2018
Property Address	1315 THOMAS AVE, SAINT PAUL, MN 55104-2545
Document Number	0004706116
Instrument Date	Apr 13, 2018
Instrument	4706116
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 THOMAS AVE ST PAUL MN 551042545, ST PAUL, MN 55104-2545

Mortgage

Document Number	4706117
Date	Apr 17, 2018
Instrument	4706117

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Mortgage

Document Number	4706118,
Date	Apr 17, 2018
Instrument	4706118

Lender

Name	NEIGHBORWORKS HM PTRS
Address	ST PAUL, MN 55103

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 16, 2021

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 07, 2017
Property Address	1315 THOMAS AVE, SAINT PAUL, MN 55104-2545
Document Number	0004689030
Instrument Date	Nov 14, 2017
Instrument	4689030
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	BURNETT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 THOMAS AVE ST PAUL MN 551042545, ST PAUL, MN 55104-2545

Mortgage

Document Number	4689031
Date	Dec 07, 2017
Instrument	4689031

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 06, 2017
Property Address	1315 THOMAS AVE, SAINT PAUL, MN 55104-2545
Document Number	0004645828
Instrument Date	Feb 04, 2017
Instrument	4645828
Transaction Type	Transfer
Record Updated	May 09, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 THOMAS AVE ST PAUL MN 551042545, ST PAUL, MN 55104-2545

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,984.00 Homeowner's exemption	$263,300 Land $31,500 Building $231,800	$263,300 Land $31,500 Building $231,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 839 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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