1315 Summer St, Grinnell, IA 50112 Property Records

Poweshiek County property record for 1315 Summer St, Grinnell, IA 50112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1959
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on Record
Last Sale	$178,500 (May 2023)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0487900`

Property Details

APN / Parcel Number

Primary APN	`0487900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	140 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1315 SUMMER ST
City	GRINNELL
State	IA
Zip	50112-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN SUB LOTS 15-16 BLOCK 1 SW SE 09-80-16
Legal Block	1
Legal Lot Number	4,15-16
Jurisdiction	POWESHIEK IA
Township / Civil Division	GRINNELL
Census Block Group	1
Census Block	1025
Census Tract	370300

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 SUMMER ST, GRINNELL, IA 50112-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Line of Credit FORTRESS BANK
Aug 5, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20231063
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	May 15, 2023
Property Address	1315 SUMMER ST, GRINNELL, IA 50112-1549
Document Number	0202301063
Map Reference	MB C PG 44
Instrument Date	Apr 27, 2023
Instrument	2023-01063
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 SUMMER ST, GRINNELL, IA 50112-1549

Mortgage

Document Number	0202301064
Date	May 15, 2023
Instrument	2023-01064

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	POWESHIEK IA
Recording Date	Aug 5, 2019
Property Address	1315 SUMMER ST, GRINNELL, IA 50112-1549
Document Number	201902230
Instrument Date	Jul 25, 2019
Instrument	2019-02230
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 SUMMER ST, GRINNELL, IA 50112-1549

Mortgage

Document Number	0201902231
Date	Aug 5, 2019
Instrument	2019-02231

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Grinnell City
Unified School District	Grinnell-Newburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-7.37%) Homeowner's exemption	$181,910 (+1.09%) Land $30,900 Building $151,010	$181,910 (+1.09%) Land $30,900 Building $151,010
2024	$2,824.00 (-4.14%)
2023		$179,950 Land $34,760 Building $145,190	$179,950 Land $34,760 Building $145,190
2022	$2,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRINNELL WATER DEPARTMENT serves 9,564 people · EPA ID IA7930008
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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