Union County property record for 1315 Stack Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 4,133 sqft Living Area |
| Lot Size | 1,182,785 sqft (27.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $442,000 (2018) |
| Tax Bill | $4,620.00 (2025) |
| Primary APN | 04-114-010E |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 4,133 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 1,182,785 sqft (27.1 acres) |
| Garage Type | Detached Garage |
| Garage Area | 954 sqft Garage |
| Deck Area | 327 sqft Deck |
| Patio Area | 327 sqft Patio |
| Porch Area | 324 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1315 STACK RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 27.153A 8279-503 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 20901 |
Source: Union County records · APN 04-114-010E
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 STACK RD, MONROE, NC 28112-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer |
| Oct 24, 2019 | Deed of Trust, Mortgage CHURCHILL MTG |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Deed Doc Number | 201832169 |
| Deed Book / Page | 7271 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 29, 2021 |
| Property Address | 1315 STACK RD, MONROE, NC 28112-9442 |
| Document Number | 0000808325 |
| Book / Page | 8083 / 25 |
| Map Reference | MB 7960 PG 486 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 20269 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 STACK RD, MONROE, NC 28112-9442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1315 STACK RD, MONROE, NC 28112-9442 |
| Document Number | 7501661 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1315 STACK RD MONROE NC 281129442, MONROE, NC 28112-9442 |
| Document Number | 7501661 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 007501/000661 |
| Instrument | 33321 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 19, 2018 |
| Property Address | 1315 STACK RD, MONROE, NC 28112-9442 |
| Document Number | 72711 |
| Book / Page | 007271 / 000001 |
| Instrument Date | Nov 17, 2018 |
| Instrument | 32169 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1315 STACK RD MONROE NC 281129442, MONROE, NC 28112-9442 |
| Document Number | 72715 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 007271/000005 |
| Instrument | 32170 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,620.00 (+26.99%) | $966,300 (+65.41%) Land $225,700 Building $740,600 | $966,300 (+65.41%) Land $225,700 Building $740,600 |
| 2023 | $3,638.00 | $584,200 Land $33,400 Building $550,800 | $584,200 Land $33,400 Building $550,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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