1315 Spring St, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1315 Spring St, Helena, MT 59602 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,367 sqft · built 1947
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on File
Last Sale	$327,249 (Jan 2024)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0510836`

Property Details

APN / Parcel Number

Primary APN	`R0510836`
Alternative APNs	`05-1887-22-1-04-01-0000` `0000008194`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	1,367 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008194
Street Address	1315 SPRING ST
City	HELENA
State	MT
Zip	59602-9251
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOTEL ADDN, S22, T10 N, R04 W, BLOCK 1, LOT 1 - 3
Legal Range	04W
Legal Township	10N
Legal Section	22
Legal Subdivision	HOTEL ADDN
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1100
Census Tract	600

Owner

Source: Lewis And Clark County records · APN R0510836

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1315 SPRING ST, HELENA, MT 59602-9251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 16, 2023	Deed of Trust, Mortgage TERRA NORTH LLC
Apr 25, 2023	Sheriff's Deed, Foreclosure
Apr 25, 2023	Sheriff's Deed, Foreclosure
Jul 14, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	20243420137
Deed Book / Page	62 / 8899
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	00M59/5530
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 26, 2024
Property Address	1315 SPRING ST, HELENA, MT 59602-9251
Document Number	00M62/8899
Book / Page	M62 / 8899
Instrument Date	Jan 23, 2024
Instrument	3420137
Transaction Type	Transfer
Record Updated	Feb 06, 2024
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 SPRING ST, HELENA, MT 59602-9251

Mortgage

Document Number	0003420138
Date	Jan 26, 2024
Instrument	3420138

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1315 SPRING ST, HELENA, MT 59602-9251
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M62/1513
Date	May 16, 2023
Book Page	M62/1513
Instrument	3411248

Lender

Name	TERRA NORTH LLC
Type	Non-Lending Institution
Address	OGDEN, UT 84414

Agreement

Amount	Amount Recorded

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 25, 2023
Property Address	1315 SPRING ST, HELENA, MT 59602-9251
Document Number	000M62/913
Book / Page	M62 / 913
Instrument Date	Apr 13, 2023
Instrument	3410556
Transaction Type	Foreclosure
Record Updated	May 12, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 160132, CLEARFIELD, UT 84016-0132

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 25, 2023
Property Address	1315 SPRING ST, HELENA, MT 59602-9251
Document Number	000M62/911
Book / Page	M62 / 911
Instrument Date	Apr 13, 2023
Instrument	3410554
Transaction Type	Foreclosure
Record Updated	May 12, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 14, 2021
Property Address	1315 SPRING ST, HELENA, MT 59602-9251
Document Number	M59/5530
Book / Page	M59 / 5530
Instrument Date	Jun 25, 2021
Instrument	3381948
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 SPRING ST, HELENA, MT 59602-9251

Mortgage

Document Number	3381949
Date	Jul 14, 2021
Instrument	3381949

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	813 Months
Due	Apr 03, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (-41.48%)	$382,500 (+21.51%)	$382,500 (+21.51%) Land $109,487 Building $273,013
2023	$2,859.00	$314,800	$314,800 Land $65,833 Building $248,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300490006001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2018, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 20% of Montana
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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