Marion County property record for 1315 SE 40th Ter, Ocala, FL 34471
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,346 sqft · built 1979 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $105,000 (Jun 2000) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2962-002-001 |
| Primary APN | 2962-002-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 2,346 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 152 ft deep x 120 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0690597000 |
|---|---|
| Old Parcel Number | 2962002001 |
| Street Address | 1315 SE 40TH TER |
| City | OCALA |
| State | FL |
| Zip | 34471-4953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 23 TWP 15 RGE 22 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 23 |
| Legal Subdivision | CRESTWOOD YORK |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 2202 |
The current owner of 1315 SE 40th Ter bought it in June 2000.
Source: Marion County records, as of January 2, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1315 SE 40TH TER, OCALA, FL 34471-4953 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2000 · Amount on File |
| Deed Sale | Jun 1, 2000 · Amount on File |
| Deed Document Number | 2000-050605 |
| Deed Book / Page | 2799 / 0468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1315 SE 40TH TER, OCALA, FL 34471-4953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1315 SE 40TH TER, OCALA, FL 34471-4953 |
| Document Number | 0077971108 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 7797/1108 |
| Instrument | 2022082058 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1315 SE 40TH TER, OCALA, FL 34471-4953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0065910713 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 6591/0713 |
| Instrument | 2017052059 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1315 SE 40TH TER, OCALA, FL 34471-4953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072261671 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 7226/1671 |
| Instrument | 2020071805 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1315 SE 40th Ter was $2,597 with a homeowner's exemption.
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Municipality | Ocala City |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,597.00 Homeowner's exemption | $171,545 Land $69,000 Building $102,545 | $366,757 Land $69,000 Building $297,757 |
| 2023 | $2,485.00 (+10.4%) Homeowner's exemption | $161,854 (+3%) Land $72,000 Building $89,854 | $364,743 (+12.69%) Land $72,000 Building $292,743 |
| 2022 | $2,251.00 Homeowner's exemption | $157,140 | $323,676 Land $60,000 Building $263,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 SE 40th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 SE 40th Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Florida Broadband, Ocala Fiber Network.
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