1315 S Sumner St, Wheaton, IL 60189 Property Records

DuPage County property record for 1315 S Sumner St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Oct 2021)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-216-003`

Property Details

APN / Parcel Number

Primary APN	`05-21-216-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	13.2 ft deep x 5.5 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1315 S SUMNER ST
City	WHEATON
State	IL
Zip	60189-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GREEN VALLEY ADD
Legal Subdivision	GREEN VALLEY ADD
Legal Block	13
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3008
Census Tract	842703

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 S SUMNER ST, WHEATON, IL 60189-6578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Dec 23, 2020	Warranty Deed, Transfer USI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2021156558
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0000415836
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1315 S SUMNER ST, WHEATON, IL 60189-6578
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S SUMNER ST, WHEATON, IL 60189-6578

Mortgage

Document Number	0000061369
Date	Sep 30, 2025
Instrument	R2025-061369

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1315 S SUMNER ST, WHEATON, IL 60189-6578
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S SUMNER ST, WHEATON, IL 60189-6578

Mortgage

Document Number	0000060999
Date	Sep 21, 2023
Instrument	R2023-060999

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 25, 2021
Property Address	1315 S SUMNER ST, WHEATON, IL 60189-6578
Document Number	0000156558
Map Reference	DOC 224415
Instrument Date	Oct 21, 2021
Instrument	R2021-156558
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1315 S SUMNER ST, WHEATON, IL 60189-6578

Mortgage

Document Number	0000156559
Date	Oct 25, 2021
Instrument	R2021-156559

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 23, 2020
Property Address	1315 S SUMNER ST, WHEATON, IL 60189-6578
Document Number	0000159367
Instrument Date	Dec 12, 2020
Instrument	159367
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	USI

Transaction

Amount	Amount Recorded
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9864 GARDEN CT SCHILLER PARK IL 601762102, SCHILLER PARK, IL 60176-2102

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00 (+8.4%)	$93,652 (+24.67%) Land $40,098 Building $53,554	$280,956 (+24.67%) Land $120,294 Building $160,662
2022	$4,786.00 Homeowner's exemption	$75,120 Land $32,160 Building $42,960	$225,360 Land $96,480 Building $128,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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